The Perryton National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 4202.18 percentage points lower than in Q1 2026, at 613.73%. Within Texas, The Perryton National Bank is 113th of 345 on return on assets, 1.74% as of Q2 2026, above the middle of the field. The Perryton National Bank reported 1.74% on return on assets for Q2 2026, 0.49 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.40% |
| Equity capital to assets | 14.09% |
| Tangible equity to tangible assets | 14.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.36% |
| Non-performing assets ratio | 0.17% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 1.18% |
| Allowance for credit losses to loans | 2.20% |
| Reserve coverage of non-performing loans | 613.73% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.74% |
| Return on equity | 12.16% |
| Net interest margin | 3.31% |
| Efficiency ratio | 46.52% |
| Yield on earning assets | 5.18% |
| Cost of funds | 2.27% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.86% |
| Core deposits to total deposits | 66.13% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.18% |
| Securities to assets | 46.06% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 16.27% | 1.38% | 2.72% | 0.00% | 0.00% |
| Q4 2023 | 16.42% | 1.60% | 2.86% | 0.00% | 0.21% |
| Q1 2024 | 15.52% | 1.26% | 2.51% | 0.00% | 0.01% |
| Q2 2024 | 16.07% | 1.11% | 2.77% | 0.00% | 0.13% |
| Q3 2024 | 16.52% | 1.62% | 2.86% | 0.00% | 0.03% |
| Q4 2024 | 16.81% | 1.57% | 3.11% | 0.00% | 0.02% |
| Q1 2025 | 16.72% | 1.70% | 3.09% | 0.00% | 0.14% |
| Q2 2025 | 16.89% | 1.56% | 3.28% | 0.00% | 0.30% |
| Q3 2025 | 17.17% | 1.69% | 3.49% | 0.06% | 0.15% |
| Q4 2025 | 16.34% | 1.87% | 3.33% | 0.05% | 0.02% |
| Q1 2026 | 16.42% | 1.68% | 3.20% | 0.05% | 0.00% |
| Q2 2026 | 16.40% | 1.74% | 3.31% | 0.36% | 0.01% |
The Perryton National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Perryton National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Perryton National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3388) · FFIEC NIC profile (RSSD 8462)