The Perryton National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Perryton National Bank of Perryton, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 1.34% | +0.40% | 75th top |
| ROAE | 12.16% | 13.31% | -1.15% | 49th below |
| Net Interest Margin | 3.31% | 3.93% | -0.62% | 20th bottom |
| Efficiency Ratio | 46.52% | 61.14% | -14.62% | 88th top |
| PPNR / Avg Assets | 1.89% | 1.68% | +0.21% | 67th above |
| Yield on Earning Assets | 5.18% | 5.67% | -0.49% | 30th below |
| Cost of Funds | 2.27% | 1.88% | +0.39% | 23rd bottom |
| Net Interest Spread | 2.40% | 3.32% | -0.92% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.36% | 0.94% | -0.58% | 53rd above |
| NPA / Total Assets | 0.17% | 0.70% | -0.53% | 63rd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 39th below |
| ACL / Total Loans | 2.20% | 1.28% | +0.92% | 95th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 613.73% | 1538.88% | -925.15% | 75th top |
| Texas Ratio | 1.18% | 7.33% | -6.15% | 71st above |
| Provision / NCO | 2500.00% | 1395.14% | +1104.86% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.40% | 12.14% | +4.26% | 91st top |
| Equity / Assets | 14.09% | 11.37% | +2.72% | 85th top |
| TCE / Tangible Assets | 14.09% | 11.09% | +3.00% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.86% | 80.64% | -25.78% | 88th top |
| Core Deposit Ratio | 66.13% | 86.86% | -20.73% | 3rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.61% | 6.85% | +4.76% | 87th top |
| Loan Growth (Y/Y) | 5.01% | 7.90% | -2.89% | 48th below |
| Deposit Growth (Y/Y) | 11.54% | 6.29% | +5.25% | 86th top |
See The Perryton National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Perryton National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Perryton National Bank profile, how to read a UBPR, or how this data updates.