Pikes Peak National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 4.56 percentage points in Q2 2026, from 87.24% to 91.80%. It was the largest change from Q1 2026 among the key lines here. Within Colorado, Pikes Peak National Bank is 35th of 63 on loan-to-deposit ratio, 79.61% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; Pikes Peak National Bank reported 79.61% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $33.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $426K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.38% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.61% |
| Net loans and leases to deposits | 78.38% |
| Loans and leases to core deposits | 91.80% |
| Core deposits to total deposits | 86.72% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.83% | 93.45% | $0 | $537K |
| Q4 2023 | 69.04% | 93.40% | $0 | $528K |
| Q1 2024 | 72.94% | 91.39% | $0 | $1.8M |
| Q2 2024 | 73.71% | 91.13% | $0 | $508K |
| Q3 2024 | 76.04% | 90.96% | $0 | $498K |
| Q4 2024 | 75.38% | 91.21% | $0 | $488K |
| Q1 2025 | 77.46% | 90.09% | $0 | $478K |
| Q2 2025 | 77.89% | 90.89% | $0 | $468K |
| Q3 2025 | 75.01% | 90.77% | $0 | $458K |
| Q4 2025 | 76.51% | 89.21% | $0 | $447K |
| Q1 2026 | 77.16% | 88.44% | $0 | $436K |
| Q2 2026 | 79.61% | 86.72% | $0 | $426K |
Pikes Peak National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pikes Peak National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pikes Peak National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17782) · FFIEC NIC profile (RSSD 643658)