Pikes Peak National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin climbed 0.46 percentage points in Q2 2026, from 4.37% to 4.83%. It was the largest change from Q1 2026 among the key lines here. Within Colorado, Pikes Peak National Bank is 10th of 63 on net interest margin, 4.83% as of Q2 2026, above the middle of the field. Pikes Peak National Bank reported 4.83% on net interest margin for Q2 2026, 0.88 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.03% |
| Yield on loans | 7.05% |
| Yield on securities | 3.75% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.37% |
| Cost of interest-bearing deposits | 2.12% |
| Cost of interest-bearing liabilities | 2.12% |
| Cost of borrowings | 1.86% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.83% |
| Yield to cost spread | 3.91% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.3M |
| Total interest expense | $319K |
| Interest expense on deposits | $317K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.46% | 1.08% | 3.49% | 5.43% | 3.34% |
| Q4 2023 | 6.07% | 1.32% | 4.87% | 7.88% | 3.29% |
| Q1 2024 | 4.82% | 1.51% | 3.45% | 5.80% | 3.35% |
| Q2 2024 | 5.52% | 1.49% | 4.19% | 6.66% | 3.35% |
| Q3 2024 | 5.30% | 1.48% | 3.99% | 6.20% | 3.34% |
| Q4 2024 | 5.48% | 1.46% | 4.19% | 6.37% | 3.46% |
| Q1 2025 | 5.47% | 1.42% | 4.22% | 6.19% | 3.56% |
| Q2 2025 | 5.79% | 1.42% | 4.55% | 6.64% | 3.76% |
| Q3 2025 | 5.65% | 1.36% | 4.46% | 6.48% | 3.89% |
| Q4 2025 | 5.64% | 1.29% | 4.50% | 6.42% | 3.75% |
| Q1 2026 | 5.56% | 1.34% | 4.37% | 6.40% | 3.68% |
| Q2 2026 | 6.03% | 1.37% | 4.83% | 7.05% | 3.75% |
Pikes Peak National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pikes Peak National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pikes Peak National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17782) · FFIEC NIC profile (RSSD 643658)