Pilot Grove Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 6.82 percentage points lower than in Q1 2026, at 1065.05%. On return on assets, Pilot Grove Savings Bank ranks 22nd highest among the 225 banks headquartered in Iowa, at 2.19% (Q2 2026). Pilot Grove Savings Bank's return on assets of 2.19% is well above the 1.28% median for banks in the $1B-10B asset tier, a gap of 0.91 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.22% |
| Tier 1 risk-based capital ratio | 10.22% |
| Total risk-based capital ratio | 11.09% |
| Tier 1 leverage ratio | 8.82% |
| Equity capital to assets | 9.98% |
| Tangible equity to tangible assets | 8.63% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.09% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 1.11% |
| Allowance for credit losses to loans | 0.99% |
| Reserve coverage of non-performing loans | 1065.05% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.19% |
| Return on equity | 21.94% |
| Net interest margin | 3.86% |
| Efficiency ratio | 39.74% |
| Yield on earning assets | 5.79% |
| Cost of funds | 2.16% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.81% |
| Core deposits to total deposits | 92.35% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.48% |
| Securities to assets | 19.84% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.88% | 12.88% | 14.08% | 10.39% | 1.67% |
| Q4 2023 | 13.02% | 13.02% | 14.20% | 10.47% | 1.55% |
| Q1 2024 | 13.15% | 13.15% | 14.30% | 10.79% | 1.67% |
| Q2 2024 | 13.06% | 13.06% | 14.18% | 10.67% | 1.49% |
| Q3 2024 | 10.45% | 10.45% | 11.41% | 8.74% | 1.60% |
| Q4 2024 | 9.60% | 9.60% | 10.56% | 8.01% | 1.17% |
| Q1 2025 | 9.89% | 9.89% | 10.83% | 8.39% | 1.84% |
| Q2 2025 | 9.94% | 9.94% | 10.89% | 8.38% | 1.73% |
| Q3 2025 | 9.99% | 9.99% | 10.91% | 8.52% | 1.87% |
| Q4 2025 | 10.01% | 10.01% | 10.92% | 8.53% | 1.65% |
| Q1 2026 | 10.38% | 10.38% | 11.28% | 8.90% | 2.28% |
| Q2 2026 | 10.22% | 10.22% | 11.09% | 8.82% | 2.19% |
Pilot Grove Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pilot Grove Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pilot Grove Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9100) · FFIEC NIC profile (RSSD 585749)