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PNC Bank, N.A.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Deposits to total liabilities: 3.07 percentage points lower than in Q1 2026, at 83.76%. As of Q2 2026, PNC Bank, N.A. ranks first in Delaware on total deposits among 17 banks, at $457.80B. PNC Bank, N.A. reported $457.80B on total deposits for Q2 2026, 16% above the $395.89B median for banks in the >= $250B asset tier.

Deposit totals

Deposit totals for PNC Bank, N.A., Q2 2026
Line item Q2 2026
Total deposits $457.80B
Domestic office deposits $457.09B
Foreign office deposits $707.4M
Deposits to total assets 75.08%
Deposits to total liabilities 83.76%

Deposit composition

Deposit composition for PNC Bank, N.A., Q2 2026
Line item Q2 2026
Demand deposits $179.99B
Savings deposits $105.49B
Transaction accounts to domestic deposits 52.79%
Time deposits $7K
Time deposits under $100k $11.88B
Time deposits $100k to $250k $10.45B
Time deposits over $250k $10.23B
Noninterest-bearing share of deposits 23.46%

Stability of funding

Stability of funding for PNC Bank, N.A., Q2 2026
Line item Q2 2026
Core deposits $444.84B
Core deposits to total deposits 97.17%
Insured deposits $252.87B
Uninsured deposits $204.93B
Uninsured deposits to total deposits 44.76%
Brokered deposits $2.06B
Brokered deposits to total deposits 0.45%

Cost of deposits

Cost of deposits for PNC Bank, N.A., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.03%
Interest expense on deposits $1.76B
Loans and leases to core deposits 82.69%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, PNC Bank, N.A., oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $431.15B 96.19% 46.62% 2.35% 2.26%
Q4 2023 $428.99B 95.65% 44.36% 2.56% 2.50%
Q1 2024 $432.28B 95.54% 43.43% 2.45% 2.57%
Q2 2024 $423.23B 95.39% 42.81% 2.47% 2.57%
Q3 2024 $430.35B 95.36% 44.03% 2.35% 2.74%
Q4 2024 $433.57B 96.10% 44.96% 1.69% 2.42%
Q1 2025 $429.50B 96.42% 43.57% 1.37% 2.18%
Q2 2025 $433.05B 95.86% 44.22% 1.85% 2.22%
Q3 2025 $439.69B 95.74% 45.04% 1.85% 2.35%
Q4 2025 $450.67B 96.56% 46.44% 1.13% 2.16%
Q1 2026 $441.51B 97.26% 45.20% 0.44% 1.92%
Q2 2026 $457.80B 97.17% 44.76% 0.45% 2.03%

PNC Bank, N.A. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full PNC Bank, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 6384) · FFIEC NIC profile (RSSD 817824)