Primebank of Texas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Primebank of Texas of Austin, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.82% | 1.35% | +0.47% | 79th top |
| ROAE | 14.90% | 12.05% | +2.85% | 65th above |
| Net Interest Margin | 4.67% | 3.90% | +0.77% | 85th top |
| Efficiency Ratio | 47.80% | 63.15% | -15.35% | 85th top |
| PPNR / Avg Assets | 2.47% | 1.64% | +0.83% | 88th top |
| Yield on Earning Assets | 6.48% | 5.65% | +0.83% | 87th top |
| Cost of Funds | 1.98% | 1.85% | +0.13% | 38th below |
| Net Interest Spread | 4.03% | 3.35% | +0.68% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 86th top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 87th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 43rd below |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 32nd below |
| ACL / NPLs (Coverage) | 49050.00% | 1624.96% | +47425.04% | — |
| Texas Ratio | 0.01% | 7.15% | -7.14% | 90th top |
| Provision / NCO | 5000.00% | 1186.90% | +3813.10% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.66% | 12.46% | -0.80% | 61st above |
| Equity / Assets | 12.34% | 11.67% | +0.67% | 74th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.97% | 11.40% | -0.43% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.22% | 78.64% | -2.42% | 59th above |
| Core Deposit Ratio | 90.66% | 87.09% | +3.57% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 23.91% | 6.47% | +17.44% | 96th top |
| Loan Growth (Y/Y) | 28.16% | 7.63% | +20.53% | 96th top |
| Deposit Growth (Y/Y) | 25.72% | 6.02% | +19.70% | 96th top |
See Primebank of Texas's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Primebank of Texas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Primebank of Texas profile, how to read a UBPR, or how this data updates.