Primebank of Texas: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 48473.78 percentage points higher than in Q1 2026, at 49050.00%. Within Texas, Primebank of Texas is 93rd of 345 on return on assets, 1.82% as of Q2 2026, above the middle of the field. Primebank of Texas reported 1.82% on return on assets for Q2 2026, 0.57 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.66% |
| Equity capital to assets | 12.34% |
| Tangible equity to tangible assets | 10.97% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 0.01% |
| Allowance for credit losses to loans | 1.05% |
| Reserve coverage of non-performing loans | 49050.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.82% |
| Return on equity | 14.90% |
| Net interest margin | 4.67% |
| Efficiency ratio | 47.80% |
| Yield on earning assets | 6.48% |
| Cost of funds | 1.98% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.22% |
| Core deposits to total deposits | 90.66% |
| Brokered deposits to total deposits | 4.09% |
| Deposits to assets | 87.31% |
| Securities to assets | 10.74% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 15.44% | 0.59% | 3.69% | 0.00% | 0.00% |
| Q4 2023 | 14.82% | 0.16% | 3.84% | 0.00% | 0.00% |
| Q1 2024 | 14.23% | 0.83% | 3.66% | 0.00% | 0.00% |
| Q2 2024 | 14.37% | 0.76% | 3.78% | 0.01% | 0.00% |
| Q3 2024 | 14.22% | 1.13% | 3.92% | 0.01% | 0.00% |
| Q4 2024 | 12.99% | 1.07% | 3.86% | 0.01% | 0.00% |
| Q1 2025 | 13.10% | 1.10% | 3.80% | 0.00% | 0.00% |
| Q2 2025 | 12.87% | 1.46% | 4.46% | 0.01% | 0.00% |
| Q3 2025 | 12.19% | 1.57% | 4.32% | 0.21% | 0.01% |
| Q4 2025 | 10.49% | 1.65% | 4.31% | 0.20% | 0.00% |
| Q1 2026 | 11.57% | 1.65% | 4.21% | 0.19% | 0.00% |
| Q2 2026 | 11.66% | 1.82% | 4.67% | 0.00% | 0.01% |
Primebank of Texas vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Primebank of Texas, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Primebank of Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57495) · FFIEC NIC profile (RSSD 3134399)