Primebank of Texas: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.46 percentage points higher than in Q1 2026, at 4.67%. Primebank of Texas ranks 88th of 345 Texas banks on net interest margin, in the upper half at 4.67% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Primebank of Texas sits 0.72 points higher, at 4.67% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.48% |
| Yield on loans | 7.91% |
| Yield on securities | 2.89% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.98% |
| Cost of interest-bearing deposits | 2.45% |
| Cost of interest-bearing liabilities | 2.45% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.67% |
| Yield to cost spread | 4.03% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.6M |
| Total interest expense | $1.2M |
| Interest expense on deposits | $1.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.28% | 1.72% | 3.69% | 6.39% | 2.20% |
| Q4 2023 | 5.64% | 1.95% | 3.84% | 6.79% | 2.52% |
| Q1 2024 | 5.65% | 2.21% | 3.66% | 6.93% | 2.93% |
| Q2 2024 | 5.81% | 2.27% | 3.78% | 7.06% | 2.85% |
| Q3 2024 | 6.06% | 2.37% | 3.92% | 7.45% | 2.89% |
| Q4 2024 | 5.95% | 2.34% | 3.86% | 7.50% | 2.75% |
| Q1 2025 | 5.81% | 2.21% | 3.80% | 7.37% | 2.67% |
| Q2 2025 | 6.43% | 2.18% | 4.46% | 7.89% | 2.72% |
| Q3 2025 | 6.34% | 2.22% | 4.32% | 7.85% | 2.65% |
| Q4 2025 | 6.33% | 2.22% | 4.31% | 8.05% | 2.74% |
| Q1 2026 | 6.06% | 2.01% | 4.21% | 7.63% | 2.84% |
| Q2 2026 | 6.48% | 1.98% | 4.67% | 7.91% | 2.89% |
Primebank of Texas yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Primebank of Texas, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Primebank of Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57495) · FFIEC NIC profile (RSSD 3134399)