Bank routing number ยท Reading, Massachusetts
Reading Co-Operative Bank Routing Number (ABA): 211372404
BankRegReports is independent of Reading Co-Operative Bank and never asks for online banking logins or passwords.
The Reading Co-Operative Bank routing number is 211372404. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Reading Co-Operative Bank at a glance
Its CET1 capital ratio was 10.61% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.19B
- CET1 ratio, Q2 2026
- 10.61%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 13 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1886
Full financial profile · Is Reading Co-Operative Bank safe? · Reading Co-Operative Bank call report · Branch locations
Reading Co-Operative Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 211372404 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Reading Co-Operative Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 21, place this number in the Federal Reserve Bank of Boston's district (District 1): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7240, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Reading Co-Operative Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Reading Co-Operative Bank checks or in its online banking. Ask the bank for wire instructions (www.readingcoop.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Reading Co-Operative Bank
Reading Co-Operative Bank is headquartered in Reading, Massachusetts and was established in 1886. It is in the BOSTON-CAMBRIDGE-NEWTON, MA-NH metro area. It reported $1.19B in total assets and $1.02B in deposits for Q2 2026, the 42nd largest of the 89 banks headquartered in Massachusetts. It reports 13 domestic offices. Its deposits have been FDIC insured since 1986. Its primary federal regulator is the Federal Reserve.
What the digits in 211372404 mean
The first four digits, 2113, are the Federal Reserve routing symbol. The prefix 21 places the number in the 1st Federal Reserve District (Boston), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7240, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 8 + 7 = 90, a multiple of 10, so 211372404 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Reading Co-Operative Bank routing number?
The Reading Co-Operative Bank routing number is 211372404. It is the primary ABA routing transit number registered to Reading Co-Operative Bank, headquartered in Reading, MA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Reading Co-Operative Bank wire routing number?
This page lists the primary routing number registered to Reading Co-Operative Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Reading Co-Operative Bank before sending a wire.
Is ABA number 211372404 the routing number for Reading Co-Operative Bank?
Yes. It is the primary routing number registered to Reading Co-Operative Bank.
Which bank uses routing number 211372404?
It belongs to Reading Co-Operative Bank, headquartered in Reading, MA. It is the bank's primary ABA routing number (FDIC certificate 26620).
Routing numbers of similar-size institutions in Massachusetts
- Bank, Framingham, MA
- Mutualone Bank: 211371816
- Credit union, Cambridge, MA
- Harvard Federal Credit Union: 211381738
- Bank, Haverhill, MA
- Pentucket Bank: 211370066
- Bank, Winchester, MA
- Winchester Savings Bank: 211370888
- Bank, North Adams, MA
- Mountainone Bank: 211871015
- Bank, Webster, MA
- Webster Five Cents Savings Bank: 211372857
- Bank, Leominster, MA
- Fidelity Co-Operative Bank: 211370707
- Bank, Gloucester, MA
- Cape Ann Savings Bank: 211370862
View Reading Co-Operative Bank's full profile →
More in Massachusetts: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 26620) · FFIEC NIC profile (RSSD 1008674)