Branch Network
Reading Co-Operative Bank Locations & Branches Reading, Massachusetts
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Reading Co-Operative Bank operates 13 branches from its headquarters in Reading, MA, .
Reading Co-Operative Bank branch network
All 13 branches are in MASSACHUSETTS, across 11 cities. Reading, MA has the most of its branches, 2. Its largest office by deposits is its main office in Reading, MA, with $345.9M (34.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Reading Co-Operative Bank at a glance
Its CET1 capital ratio was 10.61% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.19B
- CET1 ratio, Q2 2026
- 10.61%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1886
Full financial profile · Is Reading Co-Operative Bank safe? · Reading Co-Operative Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Reading, MA (2 branches) | 2 of 9 | 22.0% | $347.3M |
| State: MA (13 branches) | 48 of 112 | 0.2% | $1.02B |
Ranked by total assets among banks headquartered in the state: Largest banks in Massachusetts.
Share by county and metro area
Reading Co-Operative Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Middlesex, MA (8 branches) | 26 of 42 | 0.9% | $765.2M | $83.13B |
| Essex, MA (5 branches) | 21 of 32 | 0.8% | $250.3M | $31.46B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (13 branches) | 33 of 99 | 0.2% | $1.02B | $580.15B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Reading Co-Operative Bank (main office) | Reading, MA | 01867 | $345.9M |
| Wilmington Branch | Wilmington, MA | 01887 | $151.7M |
| Wakefield Branch | Wakefield, MA | 01880 | $119.1M |
| North Reading Branch | North Reading, MA | 01864 | $97.3M |
| Lynnfield Branch | Lynnfield, MA | 01940 | $76.2M |
| Lynn Branch | Lynn, MA | 01904 | $65.2M |
| Nahant Branch | Nahant, MA | 01908 | $46.8M |
| Andover Branch | Andover, MA | 01810 | $39.0M |
| Melrose Branch | Melrose, MA | 02176 | $26.7M |
| Reading Cooperative Bank Branch | Lawrence, MA | 01840 | $23.1M |
| Burlington Office Branch | Burlington, MA | 01803 | $21.7M |
| Reading Memorial High School Branch | Reading, MA | 01867 | $1.4M |
| Nemt Branch | Wakefield, MA | 01880 | $1.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26620) · FFIEC NIC profile (RSSD 1008674)