The Samson Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 178.0% higher than in Q1 2026, at $21.3M. The Samson Banking Company has the 6th lowest loan-to-deposit ratio of the 93 banks headquartered in Alabama, at 38.01% as of Q2 2026. Against a median of 80.84% for banks in the $100M-1B asset tier, The Samson Banking Company reported 38.01% on loan-to-deposit ratio in Q2 2026, 42.82 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $82.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 38.01% |
| Net loans and leases to deposits | 37.49% |
| Loans and leases to core deposits | 40.75% |
| Core deposits to total deposits | 93.29% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 40.06% | 96.03% | $1.0M | $0 |
| Q4 2023 | 41.64% | 95.91% | $0 | $0 |
| Q1 2024 | 42.74% | 95.77% | $2.0M | $0 |
| Q2 2024 | 43.29% | 95.79% | $1.0M | $0 |
| Q3 2024 | 44.69% | 95.46% | $0 | $0 |
| Q4 2024 | 41.61% | 95.61% | $0 | $0 |
| Q1 2025 | 41.40% | 95.97% | $0 | $0 |
| Q2 2025 | 40.64% | 95.41% | $1.8M | $0 |
| Q3 2025 | 40.15% | 95.02% | $0 | $0 |
| Q4 2025 | 40.94% | 95.03% | $0 | $0 |
| Q1 2026 | 38.71% | 94.93% | $0 | $0 |
| Q2 2026 | 38.01% | 93.29% | $0 | $0 |
The Samson Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Samson Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Samson Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16185) · FFIEC NIC profile (RSSD 472531)