The Samson Banking Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets dropped 10.24 percentage points in Q2 2026, from 59.64% to 49.39%. It was the largest change from Q1 2026 among the key lines here. Within Alabama, The Samson Banking Company is 48th of 93 on return on assets, 1.12% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. The Samson Banking Company sits 0.14 points lower, at 1.12% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.76% |
| Equity capital to assets | 14.25% |
| Tangible equity to tangible assets | 14.25% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.07% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.37% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.12% |
| Return on equity | 7.92% |
| Net interest margin | 3.65% |
| Efficiency ratio | 54.75% |
| Yield on earning assets | 4.96% |
| Cost of funds | 1.54% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 38.01% |
| Core deposits to total deposits | 93.29% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.39% |
| Securities to assets | 49.39% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.89% | 2.22% | 3.13% | 0.06% | -0.01% |
| Q4 2023 | 14.22% | 1.93% | 3.37% | 0.11% | -0.03% |
| Q1 2024 | 14.79% | 2.20% | 3.39% | 0.10% | 0.01% |
| Q2 2024 | 14.83% | 1.87% | 3.44% | 0.04% | 0.09% |
| Q3 2024 | 15.03% | 1.25% | 3.66% | 0.03% | 0.08% |
| Q4 2024 | 14.91% | 2.14% | 3.71% | 0.00% | 0.25% |
| Q1 2025 | 14.63% | 1.67% | 3.66% | 0.00% | -0.03% |
| Q2 2025 | 14.60% | 2.03% | 3.82% | 0.00% | 0.04% |
| Q3 2025 | 14.75% | 1.58% | 3.76% | 0.00% | 0.00% |
| Q4 2025 | 15.28% | 1.86% | 3.83% | 0.00% | -0.01% |
| Q1 2026 | 15.08% | 1.49% | 3.62% | 0.00% | 0.03% |
| Q2 2026 | 14.76% | 1.12% | 3.65% | 0.00% | 0.07% |
The Samson Banking Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Samson Banking Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Samson Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16185) · FFIEC NIC profile (RSSD 472531)