Silex Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.23 percentage points lower than in Q1 2026, at 78.14%. Silex Banking Company ranks 144th of 192 Missouri banks on loan-to-deposit ratio, in the lower half at 73.44% (Q2 2026). Silex Banking Company reported 73.44% on loan-to-deposit ratio for Q2 2026, 5.82 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $11.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $33.8M |
| Fed funds sold and reverse repos | $2.7M |
| Fed funds sold and reverse repos to assets | 2.76% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.44% |
| Net loans and leases to deposits | 72.79% |
| Loans and leases to core deposits | 78.14% |
| Core deposits to total deposits | 93.99% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.31% | 96.43% | $0 | $0 |
| Q4 2023 | 65.39% | 95.80% | $0 | $0 |
| Q1 2024 | 64.43% | 95.77% | $0 | $0 |
| Q2 2024 | 61.89% | 95.14% | $0 | $0 |
| Q3 2024 | 64.27% | 93.52% | $0 | $0 |
| Q4 2024 | 67.01% | 93.96% | $0 | $0 |
| Q1 2025 | 68.78% | 93.36% | $0 | $0 |
| Q2 2025 | 74.43% | 93.21% | $0 | $0 |
| Q3 2025 | 75.95% | 93.12% | $0 | $0 |
| Q4 2025 | 78.95% | 92.32% | $0 | $0 |
| Q1 2026 | 75.55% | 92.84% | $0 | $0 |
| Q2 2026 | 73.44% | 93.99% | $0 | $0 |
Silex Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Silex Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Silex Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14178) · FFIEC NIC profile (RSSD 552956)