Silex Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Silex Banking Company of Silex, MO against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.11% | 3.33% | -2.22% | 54th above |
| ROAE | 7.99% | 8.29% | -0.30% | 48th below |
| Net Interest Margin | 3.67% | 3.92% | -0.25% | 38th below |
| Efficiency Ratio | 64.53% | 84.50% | -19.97% | 62nd above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.23% | 1.56% | -0.33% | 50th above |
| Yield on Earning Assets | 5.05% | 5.24% | -0.19% | 43rd below |
| Cost of Funds | 1.55% | 1.67% | -0.12% | 50th above |
| Net Interest Spread | 3.14% | 3.30% | -0.16% | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.42% | -1.42% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 0.89% | 1.53% | -0.64% | 20th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.96% | 8.57% | -4.61% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.67% | 22.10% | -7.43% | 62nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.90% | 20.74% | -6.84% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.90% | 20.49% | -6.59% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 73.44% | 74.26% | -0.82% | 41st below |
| Core Deposit Ratio | 93.99% | 88.30% | +5.69% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.73% | 3.82% | +0.91% | 62nd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.91% | 6.85% | -3.94% | 52nd above |
| Deposit Growth (Y/Y) | 4.29% | 2.97% | +1.32% | 63rd above |
See Silex Banking Company's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Silex Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Silex Banking Company profile, how to read a UBPR, or how this data updates.