Sooner State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sooner State Bank of Tuttle, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.06% | 1.34% | +0.72% | 87th top |
| ROAE | 17.15% | 13.31% | +3.84% | 76th top |
| Net Interest Margin | 4.87% | 3.93% | +0.94% | 90th top |
| Efficiency Ratio | 54.13% | 61.14% | -7.01% | 72nd above |
| PPNR / Avg Assets | 2.23% | 1.68% | +0.55% | 81st top |
| Yield on Earning Assets | 6.53% | 5.67% | +0.86% | 88th top |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.85% | 1.88% | -0.03% | 47th below |
| Net Interest Spread | 4.09% | 3.32% | +0.77% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.66% | 0.94% | -0.28% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.43% | 0.70% | -0.27% | 42nd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 45th below |
| ACL / Total Loans | 1.40% | 1.28% | +0.12% | 72nd above |
| ACL / NPLs (Coverage) | 210.96% | 1539.17% | -1328.21% | 49th below |
| Texas Ratio | 3.44% | 7.33% | -3.89% | 51st above |
| Provision / NCO | 5933.33% | 1393.12% | +4540.21% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.75% | 12.14% | +0.61% | 73rd above |
| Equity / Assets | 11.73% | 11.37% | +0.36% | 68th above |
| TCE / Tangible Assets | 11.71% | 11.09% | +0.62% | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.84% | 80.64% | -5.80% | 62nd above |
| Core Deposit Ratio | 90.72% | 86.86% | +3.86% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.05% | 6.85% | +4.20% | 86th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.62% | 7.90% | -0.28% | 63rd above |
| Deposit Growth (Y/Y) | 12.55% | 6.29% | +6.26% | 88th top |
See Sooner State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sooner State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sooner State Bank profile, how to read a UBPR, or how this data updates.