Southeast Bank: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
On its Q3 2026 filing, Southeast Bank reported 14 of the 15 line items on this page. It did not report cash and noninterest-bearing balances to assets. Cash and balances due from depository institutions was $253.9M in Q3 2026, up 5.3% from $241.2M in Q3 2025. That is 6.9% of its total assets. Across the 12 quarters shown it ranged from $236.2M (Q1 2026) to $342.3M (Q4 2024).
The standout move of Q3 2026 was in Loans and leases to core deposits: 2.42 percentage points higher than in Q2 2026, at 112.81%. Within Tennessee, Southeast Bank is 15th of 109 on loan-to-deposit ratio, 98.01% as of Q3 2026. Southeast Bank reported 98.01% on loan-to-deposit ratio for Q3 2026, 9.88 points above the 88.13% median for banks in the $1B-10B asset tier.
Liquid assets
Cash and balances due from depository institutions changed the most here, down 11.2% to $253.9M in Q3 2026 from $286.0M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $253.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $254.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
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Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 98.01% |
| Net loans and leases to deposits | 97.43% |
| Loans and leases to core deposits | 112.81% |
| Core deposits to total deposits | 68.41% |
| Brokered deposits to total deposits | 18.48% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 94.28% | 68.11% | $0 | $0 |
| Q1 2024 | 96.11% | 69.21% | $0 | $0 |
| Q2 2024 | 92.97% | 73.63% | $0 | $0 |
| Q3 2024 | 94.60% | 75.90% | $0 | $0 |
| Q4 2024 | 92.99% | 74.11% | $0 | $0 |
| Q1 2025 | 95.10% | 68.87% | $0 | $0 |
| Q2 2025 | 96.44% | 70.63% | $0 | $0 |
| Q3 2025 | 97.18% | 71.62% | $0 | $0 |
| Q4 2025 | 96.25% | 69.95% | $0 | $0 |
| Q1 2026 | 97.81% | 69.10% | $0 | $0 |
| Q2 2026 | 96.64% | 69.75% | $0 | $0 |
| Q3 2026 | 98.01% | 68.41% | $0 | $0 |
Southeast Bank liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Southeast Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 57348) · FFIEC NIC profile (RSSD 3110197)