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Southern Bank of Tennessee Locations & Branches Mount Juliet, Tennessee
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Southern Bank of Tennessee operates 5 branches from its headquarters in Mount Juliet, TN, . Its main office is at 675 N Mount Juliet Rd, Mount Juliet, TN 37122.
Southern Bank of Tennessee branch network
All 5 branches are in TENNESSEE, across 5 cities. Its largest office by deposits is its main office in Mount Juliet, TN, with $183.7M (39.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Southern Bank of Tennessee at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.01% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $533.4M
- Tier 1 leverage ratio, Q2 2026
- 9.01%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1999
Full financial profile · Is Southern Bank of Tennessee safe? · Southern Bank of Tennessee Q3 2026 call report, filed October 29, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Mount Juliet, TN (1 branch) | 4 of 14 | 9.0% | $183.7M |
| State: TN (5 branches) | 73 of 165 | 0.2% | $469.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Southern Bank of Tennessee's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wilson, TN (2 branches) | 5 of 17 | 5.2% | $259.0M | $5.01B |
| Rutherford, TN (1 branch) | 12 of 27 | 1.2% | $96.4M | $8.16B |
| Anderson, TN (1 branch) | 6 of 12 | 6.2% | $84.6M | $1.36B |
| Williamson, TN (1 branch) | 33 of 35 | 0.2% | $29.4M | $14.32B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Nashville-Davidson-Murfreesboro-Franklin, TN (4 branches) | 32 of 62 | 0.4% | $384.8M | $107.32B |
| Knoxville, TN (1 branch) | 29 of 41 | 0.3% | $84.6M | $26.33B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Southern Bank of Tennessee (main office) | Mount Juliet, TN | 37122 | $183.7M |
| Smyrna Branch | Smyrna, TN | 37167 | $96.4M |
| Clinton Branch | Clinton, TN | 37716 | $84.6M |
| Lebanon Branch | Lebanon, TN | 37087 | $75.3M |
| Brentwood, Tn Branch - Maryland Farms | Brentwood, TN | 37027 | $29.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 34847) · FFIEC NIC profile (RSSD 2793593)