St. Landry Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks St. Landry Bank and Trust Company of Opelousas, LA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.38% | 1.35% | -0.97% | 10th bottom |
| ROAE | 4.61% | 13.33% | -8.72% | 13th bottom |
| Net Interest Margin | 3.07% | 3.93% | -0.86% | 12th bottom |
| Efficiency Ratio | 88.20% | 61.12% | +27.08% | 7th bottom |
| PPNR / Avg Assets | 0.38% | 1.68% | -1.30% | 6th bottom |
| Yield on Earning Assets | 3.54% | 5.67% | -2.13% | 1st bottom |
| Cost of Funds | 0.51% | 1.88% | -1.37% | 98th top |
| Net Interest Spread | 2.71% | 3.32% | -0.61% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.99% | 0.94% | +3.05% | 4th bottom |
| NPA / Total Assets | 1.12% | 0.70% | +0.42% | 18th bottom |
| NCO / Avg Loans | 0.38% | 0.16% | +0.22% | 8th bottom |
| ACL / Total Loans | 2.58% | 1.28% | +1.30% | 97th top |
| ACL / NPLs (Coverage) | 64.65% | 1546.58% | -1481.93% | 16th bottom |
| Texas Ratio | 13.12% | 7.34% | +5.78% | 15th bottom |
| Provision / NCO | 0.00% | 1395.47% | -1395.47% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 26.65% | 19.48% | +7.17% | 90th top |
| Tier 1 Ratio | 26.65% | 19.51% | +7.14% | 90th top |
| Total Capital Ratio | 27.91% | 20.60% | +7.31% | 90th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.20% | 12.14% | -0.94% | 54th above |
| Equity / Assets | 8.30% | 11.37% | -3.07% | 17th bottom |
| TCE / Tangible Assets | 8.30% | 11.08% | -2.78% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 30.73% | 80.68% | -49.95% | 98th top |
| Core Deposit Ratio | 92.04% | 86.85% | +5.19% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.09% | 6.84% | -6.93% | 19th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.85% | 7.92% | -2.07% | 53rd above |
| Deposit Growth (Y/Y) | -1.59% | 6.29% | -7.88% | 15th bottom |
See St. Landry Bank and Trust Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock St. Landry Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full St. Landry Bank and Trust Company profile, how to read a UBPR, or how this data updates.