Streator Home Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 54.0% in Q2 2026, from $2.5M to $1.2M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Streator Home Savings Bank is 14th from the bottom among 323 Illinois banks, 37.59% (Q2 2026). Streator Home Savings Bank's loan-to-deposit ratio of 37.59% is well below the 80.84% median for banks in the $100M-1B asset tier, a gap of 43.25 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $91.4M |
| Fed funds sold and reverse repos | $1.2M |
| Fed funds sold and reverse repos to assets | 0.84% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 37.59% |
| Net loans and leases to deposits | 37.31% |
| Loans and leases to core deposits | 40.92% |
| Core deposits to total deposits | 91.86% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 31.83% | 92.87% | $0 | $5.0M |
| Q4 2023 | 32.01% | 92.09% | $0 | $4.0M |
| Q1 2024 | 31.37% | 92.35% | $0 | $4.0M |
| Q2 2024 | 32.20% | 92.21% | $0 | $2.5M |
| Q3 2024 | 33.96% | 91.52% | $0 | $4.5M |
| Q4 2024 | 35.08% | 92.86% | $0 | $4.5M |
| Q1 2025 | 35.08% | 93.01% | $0 | $4.5M |
| Q2 2025 | 36.42% | 92.65% | $0 | $3.5M |
| Q3 2025 | 36.29% | 92.51% | $0 | $2.0M |
| Q4 2025 | 38.14% | 92.15% | $0 | $4.5M |
| Q1 2026 | 37.53% | 91.68% | $0 | $0 |
| Q2 2026 | 37.59% | 91.86% | $0 | $0 |
Streator Home Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Streator Home Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Streator Home Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30357) · FFIEC NIC profile (RSSD 142179)