Streator Home Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Streator Home Savings Bank of Streator, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.55% | 1.35% | +0.20% | 66th above |
| ROAE | 7.36% | 12.06% | -4.70% | 22nd bottom |
| Net Interest Margin | 3.09% | 3.90% | -0.81% | 13th bottom |
| Efficiency Ratio | 48.97% | 63.15% | -14.18% | 82nd top |
| PPNR / Avg Assets | 1.55% | 1.64% | -0.09% | 47th below |
| Yield on Earning Assets | 4.34% | 5.65% | -1.31% | 6th bottom |
| Cost of Funds | 1.57% | 1.85% | -0.28% | 65th above |
| Net Interest Spread | 2.78% | 3.35% | -0.57% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.72% | 0.92% | +0.80% | 16th bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.50% | 0.67% | -0.17% | 38th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 31st below |
| ACL / Total Loans | 0.73% | 1.28% | -0.55% | 8th bottom |
| ACL / NPLs (Coverage) | 42.73% | 1645.82% | -1603.09% | 8th bottom |
| Texas Ratio | 2.36% | 7.15% | -4.79% | 60th above |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 21.99% | 12.46% | +9.53% | 97th top |
| Equity / Assets | 21.03% | 11.67% | +9.36% | 97th top |
| TCE / Tangible Assets | 21.03% | 11.40% | +9.63% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 37.59% | 78.66% | -41.07% | 96th top |
| Core Deposit Ratio | 91.86% | 87.09% | +4.77% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -12.88% | 6.48% | -19.36% | 1st bottom |
| Loan Growth (Y/Y) | 0.88% | 7.64% | -6.76% | 26th below |
| Deposit Growth (Y/Y) | -2.25% | 6.03% | -8.28% | 13th bottom |
See Streator Home Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Streator Home Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Streator Home Savings Bank profile, how to read a UBPR, or how this data updates.