Sunnyside Federal Savings and Loan Association of Irvington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sunnyside Federal Savings and Loan Association of Irvington of Irvington, NY against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.73% | 3.14% | -3.87% | 9th bottom |
| ROAE | -6.18% | 10.45% | -16.63% | 8th bottom |
| Net Interest Margin | 4.16% | 3.93% | +0.23% | 63rd above |
| Efficiency Ratio | 123.12% | 76.20% | +46.92% | 8th bottom |
| PPNR / Avg Assets | -0.85% | 1.41% | -2.26% | 7th bottom |
| Yield on Earning Assets | 6.06% | 5.35% | +0.71% | 79th top |
| Cost of Funds | 1.94% | 1.70% | +0.24% | 31st below |
| Net Interest Spread | 4.02% | 3.31% | +0.71% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.18% | 1.34% | -1.16% | 53rd above |
| NPA / Total Assets | 0.10% | 0.71% | -0.61% | 52nd above |
| NCO / Avg Loans | -0.02% | 0.11% | -0.13% | 84th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.49% | -0.24% | 51st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 687.06% | 864.74% | -177.68% | 84th top |
| Texas Ratio | 0.89% | 8.27% | -7.38% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.83% | 62.06% | -42.23% | 43rd below |
| Tier 1 Ratio | 19.83% | 62.07% | -42.24% | 43rd below |
| Total Capital Ratio | 20.96% | 63.03% | -42.07% | 44th below |
| Leverage Ratio | 12.26% | 17.62% | -5.36% | 41st below |
| Equity / Assets | 11.91% | 16.43% | -4.52% | 46th below |
| TCE / Tangible Assets | 11.01% | 16.19% | -5.18% | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.52% | 72.85% | -8.33% | 53rd above |
| Core Deposit Ratio | 85.13% | 88.22% | -3.09% | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.05% | 4.32% | -9.37% | 12th bottom |
| Loan Growth (Y/Y) | 6.80% | 6.72% | +0.08% | 68th above |
| Deposit Growth (Y/Y) | -4.95% | 3.79% | -8.74% | 14th bottom |
See Sunnyside Federal Savings and Loan Association of Irvington's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sunnyside Federal Savings and Loan Association of Irvington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sunnyside Federal Savings and Loan Association of Irvington profile, how to read a UBPR, or how this data updates.