Sunnyside Federal Savings and Loan Association of Irvington: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits climbed 2.29 percentage points in Q2 2026, from 61.43% to 63.72%. It was the largest change from Q1 2026 among the key lines here. Within New York, Sunnyside Federal Savings and Loan Association of Irvington is 84th of 105 on loan-to-deposit ratio, 64.52% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Sunnyside Federal Savings and Loan Association of Irvington sits 3.10 points lower, at 64.52% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $27.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.52% |
| Net loans and leases to deposits | 63.72% |
| Loans and leases to core deposits | 75.79% |
| Core deposits to total deposits | 85.13% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 46.15% | 89.94% | $0 | $0 |
| Q4 2023 | 50.97% | 87.92% | $0 | $0 |
| Q1 2024 | 55.77% | 87.58% | $0 | $0 |
| Q2 2024 | 58.10% | 86.90% | $0 | $0 |
| Q3 2024 | 60.87% | 86.32% | $0 | $0 |
| Q4 2024 | 55.16% | 86.05% | $0 | $0 |
| Q1 2025 | 58.02% | 85.42% | $0 | $0 |
| Q2 2025 | 57.43% | 84.45% | $0 | $0 |
| Q3 2025 | 51.15% | 85.30% | $0 | $0 |
| Q4 2025 | 56.50% | 84.27% | $0 | $0 |
| Q1 2026 | 62.24% | 84.03% | $0 | $0 |
| Q2 2026 | 64.52% | 85.13% | $0 | $0 |
Sunnyside Federal Savings and Loan Association of Irvington liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Sunnyside Federal Savings and Loan Association of Irvington, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sunnyside Federal Savings and Loan Association of Irvington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28805) · FFIEC NIC profile (RSSD 516873)