Swedish-American State Bank: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
On its Q3 2026 filing, Swedish-American State Bank reported 14 of the 15 line items on this page. It did not report cash and noninterest-bearing balances to assets. Cash and balances due from depository institutions was $749K in Q3 2026, up 50.7% from $497K in Q3 2025. That is 1.3% of its total assets. Across the 12 quarters shown it ranged from $497K (Q3 2025) to $3.3M (Q2 2024).
Loans and leases to core deposits climbed 5.89 percentage points in Q3 2026, from 85.81% to 91.69%. It was the largest change from Q2 2026 among the key lines here. Within Kansas, Swedish-American State Bank is 44th of 182 on loan-to-deposit ratio, 89.52% as of Q3 2026. The median for banks in the < $100M asset tier is 68.95% on loan-to-deposit ratio. Swedish-American State Bank sits 20.57 points higher, at 89.52% (Q3 2026).
Liquid assets
Cash and securities changed the most here, down 8.2% to $16.1M in Q3 2026 from $17.5M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $749K |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $16.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
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Borrowed funds
Largest change in this table: other borrowed money, up 36.8% to $6.5M in Q3 2026 after $4.8M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $6.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 11.53% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 89.52% |
| Net loans and leases to deposits | 88.35% |
| Loans and leases to core deposits | 91.69% |
| Core deposits to total deposits | 97.63% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 98.26% | 98.16% | $0 | $19.0M |
| Q1 2024 | 76.09% | 98.85% | $0 | $7.5M |
| Q2 2024 | 82.22% | 98.79% | $0 | $10.5M |
| Q3 2024 | 85.27% | 98.74% | $0 | $6.6M |
| Q4 2024 | 84.18% | 98.80% | $0 | $10.0M |
| Q1 2025 | 68.69% | 99.44% | $0 | $600K |
| Q2 2025 | 82.08% | 99.38% | $0 | $5.0M |
| Q3 2025 | 92.35% | 99.35% | $0 | $7.8M |
| Q4 2025 | 98.10% | 99.39% | $0 | $9.9M |
| Q1 2026 | 71.88% | 98.34% | $0 | $0 |
| Q2 2026 | 83.82% | 97.69% | $0 | $4.8M |
| Q3 2026 | 89.52% | 97.63% | $0 | $6.5M |
Swedish-American State Bank liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Swedish-American State Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 12865) · FFIEC NIC profile (RSSD 973252)