TIAA Trust, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Cet1 capital ratio climbed 6.44 percentage points in Q2 2026, from 406.90% to 413.35%. It was the largest change from Q1 2026 among the key lines here. Against a median of 1.25% for banks in the $100M-1B asset tier, TIAA Trust, N.A. reported 4.55% on return on assets in Q2 2026, 3.29 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 413.35% |
| Tier 1 risk-based capital ratio | 413.35% |
| Total risk-based capital ratio | 413.35% |
| Tier 1 leverage ratio | 92.86% |
| Equity capital to assets | 92.30% |
| Tangible equity to tangible assets | 92.30% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 4.55% |
| Return on equity | 4.93% |
| Net interest margin | 2.84% |
| Efficiency ratio | 82.45% |
| Yield on earning assets | 2.84% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 0.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 249.04% | 249.04% | 249.04% | 85.86% | — |
| Q4 2023 | 266.94% | 266.94% | 266.94% | 89.00% | 37.27% |
| Q1 2024 | 276.65% | 276.65% | 276.65% | 89.07% | 40.27% |
| Q2 2024 | 284.43% | 284.43% | 284.43% | 89.83% | 36.04% |
| Q3 2024 | 290.51% | 290.51% | 290.51% | 89.78% | 36.20% |
| Q4 2024 | 253.14% | 253.14% | 253.14% | 78.13% | 37.47% |
| Q1 2025 | 274.16% | 274.16% | 274.16% | 89.53% | 42.06% |
| Q2 2025 | 282.65% | 282.65% | 282.65% | 92.04% | 40.16% |
| Q3 2025 | 294.28% | 294.28% | 294.28% | 93.18% | 40.97% |
| Q4 2025 | 222.39% | 222.39% | 222.39% | 62.65% | 89.92% |
| Q1 2026 | 406.90% | 406.90% | 406.90% | 92.77% | 4.23% |
| Q2 2026 | 413.35% | 413.35% | 413.35% | 92.86% | 4.55% |
TIAA Trust, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock TIAA Trust, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TIAA Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5859511)