TIAA Trust, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Yield on securities: 1.61 percentage points higher than in Q1 2026, at 6.32%. TIAA Trust, N.A. reported 2.84% on net interest margin for Q2 2026, 1.11 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 2.84% |
| Yield on loans | — |
| Yield on securities | 6.32% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.84% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | — | — | 3.70% |
| Q4 2023 | 4.06% | 4.06% | 3.19% |
| Q1 2024 | 4.50% | 4.50% | 3.17% |
| Q2 2024 | 4.46% | 4.46% | 4.80% |
| Q3 2024 | 4.45% | 4.45% | 4.76% |
| Q4 2024 | 4.09% | 4.09% | 3.14% |
| Q1 2025 | 3.42% | 3.42% | 4.78% |
| Q2 2025 | 3.43% | 3.43% | 3.15% |
| Q3 2025 | 3.44% | 3.44% | 4.71% |
| Q4 2025 | 3.20% | 3.20% | 4.69% |
| Q1 2026 | 2.82% | 2.82% | 4.71% |
| Q2 2026 | 2.84% | 2.84% | 6.32% |
TIAA Trust, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock TIAA Trust, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TIAA Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5859511)