Towne Trust Company, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Towne Trust Company, N.A. of Newport News, VA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 6.88% | 3.13% | +3.75% | 95th top |
| ROAE | 7.98% | 10.42% | -2.44% | 48th below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.86% | 3.93% | -0.07% | 50th above |
| Efficiency Ratio | 87.53% | 76.30% | +11.23% | 20th bottom |
| PPNR / Avg Assets | 8.71% | 1.40% | +7.31% | 97th top |
| Yield on Earning Assets | 3.86% | 5.35% | -1.49% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| Texas Ratio | 0.00% | 8.25% | -8.25% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 360.02% | 61.71% | +298.31% | 96th top |
| Tier 1 Ratio | 360.02% | 61.71% | +298.31% | 96th top |
| Total Capital Ratio | 360.02% | 62.68% | +297.34% | 96th top |
| Leverage Ratio | 87.10% | 17.59% | +69.51% | 94th top |
| Equity / Assets | 82.50% | 16.41% | +66.09% | 93rd top |
| TCE / Tangible Assets | 82.50% | 16.16% | +66.34% | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 26.20% | 4.30% | +21.90% | 97th top |
See Towne Trust Company, N.A.'s peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Towne Trust Company, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Towne Trust Company, N.A. profile, how to read a UBPR, or how this data updates.