Union Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.40 percentage points in Q2 2026, from 25.92% to 28.31%. It was the largest change from Q1 2026 among the key lines here. Within Tennessee, Union Bank is 80th of 109 on total deposits, $223.5M as of Q2 2026. The median for banks in the $100M-1B asset tier is $276.0M on total deposits. Union Bank sits 19% lower, at $223.5M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $223.5M |
| Domestic office deposits | $223.5M |
| Foreign office deposits | — |
| Deposits to total assets | 90.50% |
| Deposits to total liabilities | 99.29% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $63.3M |
| Savings deposits | $24.0M |
| Transaction accounts to domestic deposits | 32.72% |
| Time deposits | $47K |
| Time deposits under $100k | $32.5M |
| Time deposits $100k to $250k | $34.7M |
| Time deposits over $250k | $37.5M |
| Noninterest-bearing share of deposits | 28.31% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $186.0M |
| Core deposits to total deposits | 83.21% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.29% |
| Interest expense on deposits | $938K |
| Loans and leases to core deposits | 53.52% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $199.5M | 86.72% | 0.00% | 2.10% |
| Q4 2023 | $203.9M | 86.75% | 0.00% | 2.55% |
| Q1 2024 | $202.7M | 85.99% | 0.00% | 2.77% |
| Q2 2024 | $204.6M | 86.26% | 0.00% | 2.79% |
| Q3 2024 | $204.7M | 85.74% | 0.00% | 2.87% |
| Q4 2024 | $209.7M | 85.88% | 0.00% | 2.91% |
| Q1 2025 | $217.5M | 84.90% | 0.00% | 2.69% |
| Q2 2025 | $214.8M | 84.54% | 0.00% | 2.57% |
| Q3 2025 | $216.0M | 84.55% | 0.00% | 2.51% |
| Q4 2025 | $217.0M | 84.51% | 0.00% | 2.40% |
| Q1 2026 | $226.2M | 83.56% | 0.00% | 2.29% |
| Q2 2026 | $223.5M | 83.21% | 0.00% | 2.29% |
Union Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Union Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Union Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6088) · FFIEC NIC profile (RSSD 235231)