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Unity Bank of Mississippi: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

The standout move of Q2 2026 was in Cash and balances due from depository institutions: 52.6% lower than in Q1 2026, at $6.6M. Unity Bank of Mississippi ranks 44th of 57 Mississippi banks on total assets, in the lower half at $281.8M (Q2 2026). Unity Bank of Mississippi reported $281.8M on total assets for Q2 2026, 14% below the $327.0M median for banks in the $100M-1B asset tier.

Assets

Assets for Unity Bank of Mississippi, Q2 2026
Line item Q2 2026
Total assets $281.8M
Cash and balances due from depository institutions $6.6M
Total securities $102.9M
Fed funds sold and reverse repos $0
Net loans and leases $148.4M
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $8.4M
Other real estate owned $3.4M
Goodwill and other intangibles $423K
All other assets $11.7M

Liabilities

Liabilities for Unity Bank of Mississippi, Q2 2026
Line item Q2 2026
Total liabilities $261.8M
Total deposits $248.2M
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $10.0M
Subordinated notes and debentures $0
All other liabilities $3.6M

Equity capital

Equity capital for Unity Bank of Mississippi, Q2 2026
Line item Q2 2026
Total equity capital $20.0M
Common stock $129K
Common stock surplus $20.5M
Retained earnings $11.0M
Preferred stock and surplus $0
Accumulated other comprehensive income -$11.6M
Total liabilities and equity capital $281.8M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Unity Bank of Mississippi, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $270.1M $258.0M $125.4M $113.3M $9.1M
Q4 2023 $278.6M $261.2M $126.8M $117.3M $13.8M
Q1 2024 $286.9M $271.0M $131.7M $115.9M $18.4M
Q2 2024 $281.0M $265.1M $142.7M $114.1M $3.3M
Q3 2024 $289.6M $271.5M $148.1M $114.6M $5.2M
Q4 2024 $289.9M $273.3M $147.7M $110.9M $9.2M
Q1 2025 $291.1M $274.5M $147.9M $109.8M $12.9M
Q2 2025 $285.3M $268.5M $151.1M $108.5M $4.7M
Q3 2025 $292.4M $274.3M $154.0M $106.3M $11.3M
Q4 2025 $286.7M $267.5M $153.1M $105.1M $7.7M
Q1 2026 $288.0M $269.0M $150.3M $103.2M $13.9M
Q2 2026 $281.8M $261.8M $148.4M $102.9M $6.6M

Unity Bank of Mississippi balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Unity Bank of Mississippi profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 11446) · FFIEC NIC profile (RSSD 837840)