U.S. Bank Trust N.A. SD: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 ratio climbed 7.90 percentage points in Q2 2026, from 475.17% to 483.07%. It was the largest change from Q1 2026 among the key lines here. Against a median of 15.07% for banks in the $100M-1B asset tier, U.S. Bank Trust N.A. SD reported 483.07% on CET1 ratio in Q2 2026, 468.00 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 483.07% |
| Tier 1 risk-based capital ratio | 483.07% |
| Total risk-based capital ratio | 483.07% |
| Tier 1 leverage ratio | 100.58% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $191.3M |
| Tier 1 capital | $191.3M |
| Total risk-based capital | $191.3M |
| Total equity capital | $191.3M |
| Risk-weighted assets | $39.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 99.82% |
| Tangible equity to tangible assets | 99.82% |
| Equity capital to average assets | 100.58% |
| Internal capital growth rate | 8.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $9.0M |
| Retained earnings | $181.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 476.79% | 476.79% | 476.79% | 100.56% | $30.3M |
| Q4 2023 | 478.11% | 478.11% | 478.11% | 100.40% | $31.1M |
| Q1 2024 | 474.59% | 474.59% | 474.59% | 100.33% | $32.2M |
| Q2 2024 | 478.60% | 478.60% | 478.60% | 100.48% | $32.8M |
| Q3 2024 | 478.25% | 478.25% | 478.25% | 100.65% | $33.7M |
| Q4 2024 | 476.81% | 476.81% | 476.81% | 100.35% | $34.8M |
| Q1 2025 | 474.21% | 474.21% | 474.21% | 100.12% | $35.9M |
| Q2 2025 | 481.06% | 481.06% | 481.06% | 100.37% | $36.2M |
| Q3 2025 | 479.35% | 479.35% | 479.35% | 100.50% | $37.3M |
| Q4 2025 | 476.84% | 476.84% | 476.84% | 100.38% | $38.5M |
| Q1 2026 | 475.17% | 475.17% | 475.17% | 99.89% | $39.4M |
| Q2 2026 | 483.07% | 483.07% | 483.07% | 100.58% | $39.6M |
U.S. Bank Trust N.A. SD regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock U.S. Bank Trust N.A. SD, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full U.S. Bank Trust N.A. SD profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2667920)