U.S. Bank Trust N.A. SD: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Between Q1 2026 and Q2 2026, none of the key lines on this page moved by much; the largest change was in Net interest margin, from 3.76% to 3.77%. U.S. Bank Trust N.A. SD reported 3.77% on net interest margin for Q2 2026, 0.18 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.77% |
| Yield on loans | — |
| Yield on securities | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.77% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin |
|---|---|---|
| Q3 2023 | 5.47% | 5.47% |
| Q4 2023 | 5.55% | 5.55% |
| Q1 2024 | 5.65% | 5.65% |
| Q2 2024 | 5.47% | 5.47% |
| Q3 2024 | 5.46% | 5.46% |
| Q4 2024 | 4.86% | 4.86% |
| Q1 2025 | 4.42% | 4.42% |
| Q2 2025 | 4.44% | 4.44% |
| Q3 2025 | 4.46% | 4.46% |
| Q4 2025 | 4.13% | 4.13% |
| Q1 2026 | 3.76% | 3.76% |
| Q2 2026 | 3.77% | 3.77% |
U.S. Bank Trust N.A. SD yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock U.S. Bank Trust N.A. SD, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full U.S. Bank Trust N.A. SD profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2667920)