U.S. Bank Trust N.A. SD: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in CET1 capital ratio: 7.90 percentage points higher than in Q1 2026, at 483.07%. U.S. Bank Trust N.A. SD's return on assets of 8.83% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 7.58 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 483.07% |
| Tier 1 risk-based capital ratio | 483.07% |
| Total risk-based capital ratio | 483.07% |
| Tier 1 leverage ratio | 100.58% |
| Equity capital to assets | 99.82% |
| Tangible equity to tangible assets | 99.82% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 8.83% |
| Return on equity | 8.88% |
| Net interest margin | 3.77% |
| Efficiency ratio | 17.87% |
| Yield on earning assets | 3.77% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 476.79% | 476.79% | 476.79% | 100.56% | 11.36% |
| Q4 2023 | 478.11% | 478.11% | 478.11% | 100.40% | 11.00% |
| Q1 2024 | 474.59% | 474.59% | 474.59% | 100.33% | 10.60% |
| Q2 2024 | 478.60% | 478.60% | 478.60% | 100.48% | 10.77% |
| Q3 2024 | 478.25% | 478.25% | 478.25% | 100.65% | 11.22% |
| Q4 2024 | 476.81% | 476.81% | 476.81% | 100.35% | 10.78% |
| Q1 2025 | 474.21% | 474.21% | 474.21% | 100.12% | 10.12% |
| Q2 2025 | 481.06% | 481.06% | 481.06% | 100.37% | 9.49% |
| Q3 2025 | 479.35% | 479.35% | 479.35% | 100.50% | 10.16% |
| Q4 2025 | 476.84% | 476.84% | 476.84% | 100.38% | 10.01% |
| Q1 2026 | 475.17% | 475.17% | 475.17% | 99.89% | 7.99% |
| Q2 2026 | 483.07% | 483.07% | 483.07% | 100.58% | 8.83% |
U.S. Bank Trust N.A. SD vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock U.S. Bank Trust N.A. SD, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full U.S. Bank Trust N.A. SD profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2667920)