Walden Mutual Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 capital climbed 20.2% in Q2 2026, from $14.7M to $17.7M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.33% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $17.7M |
| Tier 1 capital | $17.7M |
| Total risk-based capital | — |
| Total equity capital | $17.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.19% |
| Tangible equity to tangible assets | 9.19% |
| Equity capital to average assets | 9.33% |
| Internal capital growth rate | 0.46% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $27.4M |
| Common stock surplus | $0 |
| Retained earnings | -$9.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 34.56% | 31.68% | 31.68% |
| Q4 2023 | 27.50% | 25.42% | 25.42% |
| Q1 2024 | 22.08% | 20.08% | 20.08% |
| Q2 2024 | 18.71% | 17.65% | 17.65% |
| Q3 2024 | 14.54% | 13.76% | 13.76% |
| Q4 2024 | 13.04% | 12.81% | 12.81% |
| Q1 2025 | 12.22% | 12.02% | 12.02% |
| Q2 2025 | 11.53% | 10.75% | 10.75% |
| Q3 2025 | 9.96% | 9.39% | 9.39% |
| Q4 2025 | 8.71% | 8.57% | 8.57% |
| Q1 2026 | 8.47% | 8.10% | 8.10% |
| Q2 2026 | 9.33% | 9.19% | 9.19% |
Walden Mutual Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Walden Mutual Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Walden Mutual Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59289) · FFIEC NIC profile (RSSD 5787418)