Walden Mutual Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Walden Mutual Bank of Concord, NH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.04% | 1.35% | -1.31% | 5th bottom |
| ROAE | 0.42% | 12.06% | -11.64% | 5th bottom |
| Net Interest Margin | 3.83% | 3.90% | -0.07% | 44th below |
| Efficiency Ratio | 93.94% | 63.14% | +30.80% | 4th bottom |
| PPNR / Avg Assets | 0.24% | 1.64% | -1.40% | 5th bottom |
| Yield on Earning Assets | 5.74% | 5.65% | +0.09% | 56th above |
| Cost of Funds | 2.04% | 1.85% | +0.19% | 35th below |
| Net Interest Spread | 3.22% | 3.35% | -0.13% | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 7.55% | 0.92% | +6.63% | 1st bottom |
| NPA / Total Assets | 4.99% | 0.67% | +4.32% | 1st bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.15% | -0.11% | 27th below |
| ACL / Total Loans | 0.68% | 1.28% | -0.60% | 7th bottom |
| ACL / NPLs (Coverage) | 9.06% | 1645.83% | -1636.77% | 0th bottom |
| Texas Ratio | 51.77% | 7.13% | +44.64% | 1st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 158.93% | 1189.83% | -1030.90% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.33% | 12.46% | -3.13% | 18th bottom |
| Equity / Assets | 9.19% | 11.67% | -2.48% | 30th below |
| TCE / Tangible Assets | 9.19% | 11.40% | -2.21% | 34th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.33% | 78.65% | -5.32% | 65th above |
| Core Deposit Ratio | 79.80% | 87.10% | -7.30% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 31.90% | 6.46% | +25.44% | 98th top |
| Loan Growth (Y/Y) | 19.78% | 7.64% | +12.14% | 92nd top |
| Deposit Growth (Y/Y) | 34.39% | 6.01% | +28.38% | 98th top |
See Walden Mutual Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Walden Mutual Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Walden Mutual Bank profile, how to read a UBPR, or how this data updates.