Walden Mutual Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 11.84 percentage points lower than in Q1 2026, at 91.89%. On loan-to-deposit ratio, Walden Mutual Bank is 3rd from the bottom among 16 New Hampshire banks, 73.33% (Q2 2026). Walden Mutual Bank reported 73.33% on loan-to-deposit ratio for Q2 2026, 7.51 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $64.0M |
| Fed funds sold and reverse repos | $17.8M |
| Fed funds sold and reverse repos to assets | 9.26% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.33% |
| Net loans and leases to deposits | 72.83% |
| Loans and leases to core deposits | 91.89% |
| Core deposits to total deposits | 79.80% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.02% | 64.58% | $0 | $0 |
| Q4 2023 | 61.73% | 68.81% | $0 | $0 |
| Q1 2024 | 61.45% | 69.56% | $0 | $0 |
| Q2 2024 | 59.63% | 68.69% | $0 | $0 |
| Q3 2024 | 71.21% | 67.33% | $0 | $0 |
| Q4 2024 | 80.56% | 67.63% | $0 | $0 |
| Q1 2025 | 85.96% | 74.12% | $0 | $0 |
| Q2 2025 | 82.28% | 76.46% | $0 | $0 |
| Q3 2025 | 80.80% | 80.58% | $0 | $0 |
| Q4 2025 | 83.24% | 80.44% | $0 | $0 |
| Q1 2026 | 81.75% | 78.81% | $0 | $0 |
| Q2 2026 | 73.33% | 79.80% | $0 | $0 |
Walden Mutual Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Walden Mutual Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Walden Mutual Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59289) · FFIEC NIC profile (RSSD 5787418)