Wallis Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The largest change between Q1 2026 and Q2 2026 was in Tangible equity to tangible assets, which rose 0.29 percentage points to 9.84%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.10% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $136.7M |
| Tier 1 capital | $136.7M |
| Total risk-based capital | — |
| Total equity capital | $137.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.96% |
| Tangible equity to tangible assets | 9.84% |
| Equity capital to average assets | 10.17% |
| Internal capital growth rate | 7.83% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.5M |
| Common stock surplus | $20.5M |
| Retained earnings | $116.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$724K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.75% | 11.75% | 12.55% | 10.73% | $1.02B |
| Q4 2023 | 11.86% | 11.86% | 12.62% | 10.47% | $1.03B |
| Q1 2024 | 11.85% | 11.85% | 12.63% | 10.25% | $1.04B |
| Q2 2024 | 11.84% | 11.84% | 12.63% | 9.83% | $1.05B |
| Q3 2024 | 11.61% | 11.61% | 12.43% | 9.64% | $1.08B |
| Q4 2024 | 11.77% | 11.77% | 12.53% | 10.05% | $1.09B |
| Q1 2025 | 11.63% | 11.63% | 12.42% | 10.39% | $1.11B |
| Q2 2025 | 11.06% | 11.06% | 11.82% | 9.94% | $1.19B |
| Q3 2025 | 11.64% | 11.64% | 12.42% | 9.54% | $1.15B |
| Q4 2025 | 11.40% | 11.40% | 12.28% | 9.58% | $1.17B |
| Q1 2026 | 11.49% | 11.49% | 12.42% | 9.94% | $1.17B |
| Q2 2026 | — | — | — | 10.10% | — |
Wallis Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Wallis Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wallis Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20845) · FFIEC NIC profile (RSSD 283867)