Wallis Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Wallis Bank of Wallis, TX against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.40% | 1.34% | +1.06% | 95th top |
| ROAE | 23.87% | 12.40% | +11.47% | 94th top |
| Net Interest Margin | 4.99% | 3.83% | +1.16% | 95th top |
| Efficiency Ratio | 54.79% | 57.84% | -3.05% | 60th above |
| PPNR / Avg Assets | 2.55% | — | — | 88th top |
| Yield on Earning Assets | 7.41% | 5.71% | +1.70% | 96th top |
| Cost of Funds | 2.42% | 2.02% | +0.40% | 24th bottom |
| Net Interest Spread | 4.01% | — | — | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.93% | 1.00% | +2.93% | 3rd bottom |
| NPA / Total Assets | 4.78% | — | — | 1st bottom |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 59th above |
| ACL / Total Loans | 0.94% | — | — | 23rd bottom |
| ACL / NPLs (Coverage) | 24.01% | — | — | 1st bottom |
| Texas Ratio | 17.17% | 5.47% | +11.70% | 4th bottom |
| Provision / NCO | 591.40% | — | — | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.10% | 11.11% | -1.01% | 39th below |
| Equity / Assets | 9.96% | 11.02% | -1.06% | 42nd below |
| TCE / Tangible Assets | 9.84% | — | — | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.39% | 86.99% | +8.40% | 28th below |
| Core Deposit Ratio | 75.25% | 85.57% | -10.32% | 14th bottom |
| Uninsured Deposit Ratio | 43.58% | 33.19% | +10.39% | 19th bottom |
| Wholesale Funding Ratio | 2.53% | — | — | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.10% | — | — | 14th bottom |
| Loan Growth (Y/Y) | 1.61% | — | — | 25th below |
| Deposit Growth (Y/Y) | 0.62% | — | — | 21st bottom |
See Wallis Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Wallis Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Wallis Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Wallis Bank peer analysis.