Washington Trust Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Washington Trust Bank reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $711.8M in Q3 2026, up 4.1% from $683.9M in Q3 2025. That is 6.7% of its total assets. Across the 12 quarters shown it ranged from $594.3M (Q4 2023) to $711.8M (Q3 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
Total derivatives, notional climbed 25.0% in Q3 2026, from $104.3M to $130.3M. It was the largest change from Q2 2026 among the key lines here.
Commitments
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $711.8M |
| Letters of credit | $61.6M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Derivatives
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $130.3M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 1.22% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $594.3M | $74.1M | 0.92% |
| Q1 2024 | $615.0M | $78.7M | 0.96% |
| Q2 2024 | $620.3M | $77.5M | 1.01% |
| Q3 2024 | $637.6M | $81.6M | 0.92% |
| Q4 2024 | $637.9M | $84.2M | 0.95% |
| Q1 2025 | $663.3M | $81.9M | 0.94% |
| Q2 2025 | $670.2M | $60.5M | 1.06% |
| Q3 2025 | $683.9M | $63.5M | 1.08% |
| Q4 2025 | $687.8M | $52.9M | 1.09% |
| Q1 2026 | $696.7M | $62.8M | 1.10% |
| Q2 2026 | $701.7M | $60.9M | 0.99% |
| Q3 2026 | $711.8M | $61.6M | 1.22% |
Washington Trust Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. How these pages are built. See the full Washington Trust Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1281) · FFIEC NIC profile (RSSD 58971)