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Bank routing number ยท Spokane, Washington

Washington Trust Bank Routing Number (ABA): 125100089

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The Washington Trust Bank routing number is 125100089. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.

Primary ABA / RTN
125100089

Washington Trust Bank at a glance

Its CET1 capital ratio was 12.12% at Q3 2026, above regulatory requirements.

Total assets, Q3 2026
$10.68B
CET1 ratio, Q3 2026
12.12%
Deposit insurance
FDIC
Regulator
FDIC
Domestic offices
45 branches
Latest call report
Q3 2026, FFIEC 041
Established
1902

Full financial profile · Is Washington Trust Bank safe? · Washington Trust Bank call report · Branch locations

Washington Trust Bank routing numbers on file

Routing number Type Status Source
125100089 Primary ABA Active FFIEC NIC

Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Washington Trust Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0008, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Washington Trust Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Washington Trust Bank checks or in its online banking. Ask the bank for wire instructions (www.watrust.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Washington Trust Bank

Washington Trust Bank is headquartered in Spokane, Washington and was established in 1902. It is in the SPOKANE-SPOKANE VALLEY, WA metro area. It reported $10.68B in total assets and $9.04B in deposits for Q3 2026, the 3rd largest of the 28 banks headquartered in Washington. It reports 45 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 11 other banks and credit unions headquartered in Spokane have a routing number listed here.

What the digits in 125100089 mean

The first four digits, 1251, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0008, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 2 + 7 x 10 + 14 = 90, a multiple of 10, so 125100089 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Washington Trust Bank routing number?

The Washington Trust Bank routing number is 125100089. It is the primary ABA routing transit number registered to Washington Trust Bank, headquartered in Spokane, WA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.

What is the Washington Trust Bank wire routing number?

This page lists the primary routing number registered to Washington Trust Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Washington Trust Bank before sending a wire.

Is ABA number 125100089 the routing number for Washington Trust Bank?

Yes. It is the primary routing number registered to Washington Trust Bank.

Which bank uses routing number 125100089?

It belongs to Washington Trust Bank, headquartered in Spokane, WA. It is the bank's primary ABA routing number (FDIC certificate 1281).

Routing numbers in Spokane, WA

Credit union
Horizon Credit Union: 325182506
Bank
Riverbank: 125108816
Credit union
Canopy Federal Credit Union: 325182629
Credit union
Progressions Credit Union: 325182687
Credit union
Spokane Firefighters Credit Union: 325182645
Credit union
Primesource Credit Union: 325182726
Credit union
Safeway Federal Credit Union: 325182577
Credit union
Avista Corp. Credit Union: 325182771

All routing numbers in Washington

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