Washita State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Total equity capital edged up by 0.9%, from $6.4M to $6.5M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.60% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $6.5M |
| Tier 1 capital | $6.5M |
| Total risk-based capital | — |
| Total equity capital | $6.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.63% |
| Tangible equity to tangible assets | 14.44% |
| Equity capital to average assets | 14.59% |
| Internal capital growth rate | 2.80% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $5.7M |
| Retained earnings | $335K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$91K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.23% | 18.63% | 18.45% |
| Q4 2023 | 14.54% | 14.25% | 14.06% |
| Q1 2024 | 13.63% | 12.90% | 12.74% |
| Q2 2024 | 12.90% | 12.60% | 12.43% |
| Q3 2024 | 14.02% | 15.22% | 15.03% |
| Q4 2024 | 15.37% | 15.72% | 15.52% |
| Q1 2025 | 15.38% | 15.06% | 14.87% |
| Q2 2025 | 14.19% | 13.94% | 13.76% |
| Q3 2025 | 14.16% | 14.45% | 14.27% |
| Q4 2025 | 14.19% | 14.83% | 14.64% |
| Q1 2026 | 14.60% | 14.65% | 14.46% |
| Q2 2026 | 14.60% | 14.63% | 14.44% |
Washita State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Washita State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Washita State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22430) · FFIEC NIC profile (RSSD 1856)