Wayne County Bank Routing Number (ABA): 064105734

Wayne County Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 13.58% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$595.1M

Tier 1 leverage ratio, Q2 2026

13.58%

Deposit insurance

FDIC

Regulator

Federal Reserve

Domestic offices

8 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1914

Full financial profile · Is Wayne County Bank safe? · Wayne County Bank call report · Branch locations

What the digits mean

The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 0573, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Wayne County Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Wayne County Bank checks or in its online banking. Ask the bank for wire instructions (waynecountybank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Wayne County Bank

Wayne County Bank is headquartered in Waynesboro, Tennessee and was established in 1914. It reported $595.1M in total assets and $507.1M in deposits for Q2 2026, the 48th largest of the 109 banks headquartered in Tennessee. It reports 8 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.

What the digits in 064105734 mean

The first four digits, 0641, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 0573, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 9 + 13 = 100, a multiple of 10, so 064105734 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Wayne County Bank routing number?

The Wayne County Bank routing number is 064105734. It is the primary ABA routing transit number registered to Wayne County Bank, headquartered in Waynesboro, TN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Wayne County Bank wire routing number?

This page lists the primary routing number registered to Wayne County Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Wayne County Bank before sending a wire.

Is ABA number 064105734 the routing number for Wayne County Bank?

Yes. It is the primary routing number registered to Wayne County Bank.

Which bank uses routing number 064105734?

It belongs to Wayne County Bank, headquartered in Waynesboro, TN. It is the bank's primary ABA routing number (FDIC certificate 9168).

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