Branch Network
Wayne County Bank Locations & Branches Waynesboro, Tennessee
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Wayne County Bank operates 8 branches from its headquarters in Waynesboro, TN, .
Wayne County Bank branch network
All 8 branches are in TENNESSEE, across 6 cities. Waynesboro, TN has the most of its branches, 3. Its largest office by deposits is its main office in Waynesboro, TN, with $270.6M (53.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Wayne County Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.58% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $595.1M
- Tier 1 leverage ratio, Q2 2026
- 13.58%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1914
Full financial profile · Is Wayne County Bank safe? · Wayne County Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Waynesboro, TN (3 branches) | 1 of 3 | 73.2% | $287.1M |
| State: TN (8 branches) | 69 of 165 | 0.2% | $507.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Wayne County Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wayne, TN (5 branches) | 2 of 3 | 33.5% | $378.9M | $1.13B |
| Lewis, TN (1 branch) | 2 of 5 | 23.2% | $71.2M | $306.4M |
| Lawrence, TN (2 branches) | 9 of 10 | 5.8% | $56.9M | $978.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lawrenceburg, TN (2 branches) | 9 of 10 | 5.8% | $56.9M | $978.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Wayne County Bank (main office) | Waynesboro, TN | 38485 | $270.6M |
| Citizens Bank of Lewis County, A Branch of Wayne County Bank | Hohenwald, TN | 38462 | $71.2M |
| Collinwood Branch | Collinwood, TN | 38450 | $70.9M |
| Citizens Bank of Lawrence County, A Branch of Wayne County Bank | Lawrenceburg, TN | 38464 | $37.6M |
| Clifton Branch | Clifton, TN | 38425 | $20.8M |
| Citizens Branch of Lawrence County, A Branch of Wayne County Bank | Loretto, TN | 38469 | $19.3M |
| Court Square Branch | Waynesboro, TN | 38485 | $16.5M |
| 64 East Express Branch | Waynesboro, TN | 38485 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9168) · FFIEC NIC profile (RSSD 511832)