Wells Fargo National Bank West: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 ratio climbed 42.28 percentage points in Q2 2026, from 211.70% to 253.98%. It was the largest change from Q1 2026 among the key lines here. Wells Fargo National Bank West has the highest CET1 ratio of the 7 banks headquartered in Nevada, 253.98% as of Q2 2026. Against a median of 13.48% for banks in the $1B-10B asset tier, Wells Fargo National Bank West reported 253.98% on CET1 ratio in Q2 2026, 240.50 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 253.98% |
| Tier 1 risk-based capital ratio | 253.98% |
| Total risk-based capital ratio | 254.38% |
| Tier 1 leverage ratio | 19.19% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.68B |
| Tier 1 capital | $1.68B |
| Total risk-based capital | $1.70B |
| Total equity capital | $1.68B |
| Risk-weighted assets | $2.59B |
Ratios recomputed from the amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital / risk-weighted assets | 64.87% |
| Tier 1 capital / risk-weighted assets | 64.87% |
| Total risk-based capital / risk-weighted assets | 65.48% |
For this bank the reported ratios above do not equal the capital amounts divided by risk-weighted assets. Large banks can report risk-based capital under more than one regulatory approach, and the reported ratio and the risk-weighted assets shown here may come from different approaches. These rows divide the reported capital amounts by the reported risk-weighted assets. The lower of the two figures is the more conservative reading.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 19.19% |
| Tangible equity to tangible assets | 19.19% |
| Equity capital to average assets | 19.08% |
| Internal capital growth rate | 5.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $750K |
| Common stock surplus | $678.5M |
| Retained earnings | $1.04B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$40.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 69.47% | 69.47% | 69.76% | 8.58% | $4.49B |
| Q4 2023 | 71.13% | 71.13% | 71.46% | 9.20% | $4.41B |
| Q1 2024 | 78.87% | 78.87% | 79.25% | 10.04% | $4.09B |
| Q2 2024 | 87.38% | 87.38% | 87.74% | 11.20% | $3.76B |
| Q3 2024 | 119.49% | 119.49% | 119.89% | 14.42% | $3.36B |
| Q4 2024 | 141.82% | 141.82% | 142.19% | 14.13% | $3.34B |
| Q1 2025 | 153.79% | 153.79% | 154.15% | 14.86% | $3.23B |
| Q2 2025 | 175.63% | 175.63% | 175.97% | 15.93% | $3.01B |
| Q3 2025 | 179.59% | 179.59% | 180.04% | 17.39% | $2.94B |
| Q4 2025 | 184.20% | 184.20% | 184.64% | 18.25% | $2.83B |
| Q1 2026 | 211.70% | 211.70% | 212.12% | 18.62% | $2.79B |
| Q2 2026 | 253.98% | 253.98% | 254.38% | 19.19% | $2.59B |
Wells Fargo National Bank West regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Wells Fargo National Bank West, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wells Fargo National Bank West profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27389) · FFIEC NIC profile (RSSD 1225761)