Wells Fargo National Bank West: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The largest change between Q1 2026 and Q2 2026 was in Loan-to-deposit ratio, which rose 0.63 percentage points to 68.44%. Wells Fargo National Bank West ranks 9th of 14 Nevada banks on loan-to-deposit ratio, in the lower half at 68.44% (Q2 2026). Wells Fargo National Bank West reported 68.44% on loan-to-deposit ratio for Q2 2026, 19.76 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.76B |
| Cash and noninterest-bearing balances to assets | 20.08% |
| Cash and securities | $3.89B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.44% |
| Net loans and leases to deposits | 68.21% |
| Loans and leases to core deposits | 68.44% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.38% | 99.58% | $0 | $1.00B |
| Q4 2023 | 51.12% | 99.15% | $0 | $1.00B |
| Q1 2024 | 54.12% | 100.00% | $0 | $0 |
| Q2 2024 | 57.97% | 100.00% | $0 | $0 |
| Q3 2024 | 66.57% | 100.00% | $0 | $0 |
| Q4 2024 | 64.63% | 100.00% | $0 | $0 |
| Q1 2025 | 65.49% | 100.00% | $0 | $0 |
| Q2 2025 | 72.06% | 99.96% | $0 | $0 |
| Q3 2025 | 68.75% | 99.98% | $0 | $0 |
| Q4 2025 | 69.66% | 100.00% | $0 | $0 |
| Q1 2026 | 67.81% | 99.98% | $0 | $0 |
| Q2 2026 | 68.44% | 100.00% | $0 | $0 |
Wells Fargo National Bank West liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Wells Fargo National Bank West, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wells Fargo National Bank West profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27389) · FFIEC NIC profile (RSSD 1225761)