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Whitaker Bank, Inc Locations & Branches Lexington, Kentucky
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Whitaker Bank, Inc operates 46 branches from its headquarters in Lexington, KY, .
Whitaker Bank, Inc branch network
All 46 branches are in KENTUCKY, across 21 cities. Berea, KY has the most of its branches, 5. Its largest office by deposits is the Peoples Bank and Trust Company of Madison County Bank Branch office in Berea, KY, with $181.1M (11.2% of its branch deposits). On June 30, 2025 it had 45 branches, 1 fewer than in 2026.
Whitaker Bank, Inc at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.93B
- Tier 1 leverage ratio, Q2 2026
- 12.89%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1990
Full financial profile · Is Whitaker Bank, Inc safe? · Whitaker Bank, Inc call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lexington, KY (4 branches) | 13 of 30 | 1.9% | $225.9M |
| State: KY (46 branches) | 16 of 152 | 1.3% | $1.62B |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Whitaker Bank, Inc's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Madison, KY (9 branches) | 1 of 17 | 18.8% | $374.0M | $1.99B |
| Fayette, KY (4 branches) | 13 of 31 | 1.9% | $225.9M | $12.02B |
| Scott, KY (3 branches) | 2 of 10 | 18.9% | $188.8M | $1.00B |
| Powell, KY (2 branches) | 1 of 4 | 55.7% | $106.2M | $190.5M |
| Mercer, KY (3 branches) | 3 of 4 | 28.0% | $105.6M | $377.4M |
| Letcher, KY (4 branches) | 2 of 2 | 28.3% | $102.9M | $363.2M |
| Montgomery, KY (3 branches) | 3 of 6 | 12.2% | $98.8M | $811.7M |
| Franklin, KY (3 branches) | 6 of 13 | 7.7% | $92.5M | $1.20B |
| Rowan, KY (2 branches) | 4 of 8 | 14.7% | $81.7M | $557.2M |
| Whitley, KY (3 branches) | 5 of 6 | 13.3% | $75.8M | $569.9M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lexington-Fayette, KY (7 branches) | 12 of 36 | 2.6% | $414.7M | $16.02B |
| Richmond-Berea, KY (9 branches) | 1 of 18 | 17.3% | $374.0M | $2.17B |
| London, KY (5 branches) | 8 of 12 | 3.9% | $101.7M | $2.60B |
| Mount Sterling, KY (3 branches) | 3 of 8 | 9.3% | $98.8M | $1.06B |
| Frankfort, KY (3 branches) | 7 of 16 | 5.9% | $92.5M | $1.57B |
| Danville, KY (2 branches) | 10 of 11 | 0.4% | $5.6M | $1.47B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Peoples Bank and Trust Company of Madison County Bank Branch | Berea, KY | 40403 | $181.1M |
| First National Bank and Trust Company Branch | Georgetown, KY | 40324 | $141.7M |
| Paris Pike Drive Branch | Lexington, KY | 40505 | $126.2M |
| State B&Tc Branch | Harrodsburg, KY | 40330 | $87.2M |
| Powell County Bank Branch | Stanton, KY | 40380 | $84.2M |
| Whitaker Bank | Lexington, KY | 40509 | $80.8M |
| Morehead Bank Branch | Morehead, KY | 40351 | $67.9M |
| State National Bank of Frankfort Branch | Frankfort, KY | 40601 | $65.3M |
| U.S. 25 Branch | Berea, KY | 40403 | $57.1M |
| Mount Sterling Bank Branch | Mount Sterling, KY | 40353 | $55.5M |
| Corbin Branch | Corbin, KY | 40701 | $54.5M |
| 39 Public Square Branch | Lancaster, KY | 40444 | $47.3M |
| Highway 15 North Branch | Whitesburg, KY | 41858 | $39.7M |
| North Berea Branch | Berea, KY | 40403 | $38.8M |
| The Bank of Whitesburg Branch | Whitesburg, KY | 41858 | $36.2M |
| Eastern By-Pass Branch | Richmond, KY | 40475 | $33.2M |
| Indian Mound Branch | Mount Sterling, KY | 40353 | $31.9M |
| Wolfe Co Branch | Campton, KY | 41301 | $30.4M |
| Washington Square Branch | Georgetown, KY | 40324 | $24.2M |
| Thoroughbred Banking Center Branch | Georgetown, KY | 40324 | $22.9M |
| Clay City Branch | Clay City, KY | 40312 | $22.0M |
| Brandy Lane Branch | Richmond, KY | 40475 | $21.8M |
| Hazard Branch | Hazard, KY | 41701 | $21.1M |
| East Corbin Branch | Corbin, KY | 40701 | $21.0M |
| Mountain Credit Branch | Hazard, KY | 41701 | $20.0M |
| College Street Facility | Harrodsburg, KY | 40330 | $18.4M |
| Waco Branch | Waco, KY | 40385 | $18.1M |
| Richmond Branch | Richmond, KY | 40475 | $16.2M |
| Eastwood Branch | Frankfort, KY | 40601 | $15.9M |
| Jenkins Branch | Jenkins, KY | 41537 | $15.0M |
| South Corbin Branch | Corbin, KY | 40701 | $14.9M |
| Northside Branch | Morehead, KY | 40351 | $13.7M |
| Isom Branch | Isom, KY | 41824 | $11.9M |
| Camargo Branch | Mount Sterling, KY | 40353 | $11.4M |
| Franklin Square Branch | Frankfort, KY | 40601 | $11.3M |
| Beaumont Branch | Lexington, KY | 40513 | $9.6M |
| Nicholasville Road Branch | Lexington, KY | 40503 | $9.3M |
| Mt. Vernon Branch | Mount Vernon, KY | 40456 | $9.2M |
| West End Branch | Berea, KY | 40403 | $7.5M |
| Williamsburg Banking Center Branch | Williamsburg, KY | 40769 | $6.4M |
| Danville-Maple Branch | Lancaster, KY | 40444 | $5.2M |
| Keavey Branch | Corbin, KY | 40701 | $4.9M |
| Danville Branch | Danville, KY | 40422 | $4.6M |
| May Boulevard Branch | Danville, KY | 40422 | $981K |
| North College Street Branch | Harrodsburg, KY | 40330 | $0 |
| Berea National Bank Branch | Berea, KY | 40403 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 32912) · FFIEC NIC profile (RSSD 1445943)