Tag
#Bank Regulation
Articles tagged with "Bank Regulation"
Liquidity & Funding
Proxying the 30-Day Liquidity Test at a Community Bank
Silicon Valley Bank entered 2023 with roughly $91 billion in held-to-maturity securities carrying about $15 billion of unrealized losses, making the buffer functionally illiquid …
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UBPR & Ratios
De Novo Banks: How to Analyze a Bank With No Track Record
From 2010 through 2017, new bank charters in the United States nearly stopped: only about 30 opened in eight years, and just 15 after …
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Analysis
CRE Concentration Risk in Banking: A Data Analysis
Commercial Real Estate (CRE) concentration risk remains one of the most significant portfolio challenges facing U.S. banks, particularly community institutions. This analysis examines the …
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