Jafari No-Interest Credit Union Houston, Texas
Jafari No-Interest Credit Union is a state-chartered credit union headquartered in Houston, TX, established in 2016 (NCUA charter 68675), and it is regulated and insured by the NCUA. At Q2 2026 it reported 489 members and total assets of $2.7M (up 4.8% from Q2 2025), the 359th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 21.03% at Q2 2026, in the well capitalized band.
Also written as Jafari No-Interest CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68675
- Headquarters
- Houston, TX
- Established
- 2016
- Total assets, Q2 2026
- $2.7M
- Assets vs Q2 2025
- +4.8%
- Members, Q2 2026
- 489
- Net worth ratio, Q2 2026
- 21.03%
- Latest call report
- Q2 2026, NCUA 5300 · Jafari No-Interest Credit Union call report
- Asset rank in state
- 359th of 377 in Texas
- Routing number
- 113094301
- Branches
- 3
It has 134 more members than on June 30, 2025 (+37.7%). Its net worth ratio was up 0.83 percentage points from 20.20% on June 30, 2025. Used vehicle loans are its largest loan category, $753K of $1.2M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Texas
Frequently asked about Jafari No-Interest Credit Union
How big is Jafari No-Interest Credit Union?
At Q2 2026 it reported total assets of $2.7M and 489 members.
Where is Jafari No-Interest Credit Union headquartered?
It is headquartered in Houston, TX, United States.
When was Jafari No-Interest Credit Union founded?
It was established in 2016, per NCUA records.
Is Jafari No-Interest Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68675): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Jafari No-Interest Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Jafari No-Interest Credit Union well capitalized?
Its net worth ratio was 21.03% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Jafari No-Interest Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 57.15% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Houston, TX 77057
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 2016
- NCUA Charter #
- 68675
- RSSD ID
- 4975021
- Members
- 489
- Potential members
- 700
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 3 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 21.03% | 14.31% | 79th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 3.17% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 15.06% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 1.73% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 57.15% | 58.92% | 47th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.7M total assets against $2.6M; $2.2M total shares and deposits against $2.1M; $1.2M total loans against $1.1M.
$576K net worth against $528K.
21.03% net worth ratio against 20.20%.
57.15% loan-to-share ratio against 54.97%.
3.17% return on assets against 3.35%; 15.06% return on equity against 16.58%.
489 members against 355.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 21.03% | 3.17% | — | 57.15% |
| March 31, 2026 | 20.09% | 1.58% | — | 60.77% |
| December 31, 2025 | 19.77% | 0.26% | — | 57.94% |
| September 30, 2025 | 20.49% | 1.08% | — | 63.42% |
| June 30, 2025 | 20.20% | 3.35% | — | 54.97% |
| March 31, 2025 | 19.97% | 1.63% | — | 58.66% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.