Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Dec 20, 2025 | Tsu Federal Credit Union | Resound Credit Union |
| Dec 18, 2025 | McKeesport Congregational Federal Credit Union | Century Heritage Federal Credit Union |
| Dec 16, 2025 | First Bank of Bancroft | First Community Bank |
| Dec 16, 2025 | Graphic Arts Credit Union | Bossier Federal Credit Union |
| Dec 15, 2025 | Cta South Federal Credit Union | Credit Union 1 |
| Dec 15, 2025 | Generations Commercial Bank | Generations Bank |
| Dec 13, 2025 | FarmBank | PSB Bank |
| Dec 11, 2025 | Saint Norberts Credit Union | Century Heritage Federal Credit Union |
| Dec 10, 2025 | United Arkansas Federal Credit Union | Arkansas Federal Credit Union |
| Dec 9, 2025 | Hempfield Area Federal Credit Union | Norwin Teachers Federal Credit Union |
| Dec 6, 2025 | First National Bank | Park State Bank |
| Dec 6, 2025 | Rake Bancorporation | Fidelity Company |
| Dec 6, 2025 | Frost State Bank | Fidelity Bank & Trust |
| Dec 6, 2025 | State Savings Bank | Fidelity Bank & Trust |
| Dec 2, 2025 | First IC Bank | Metro City Bank |
| Dec 2, 2025 | First Ic Corporation | Metrocity Bankshares, Inc. |
| Dec 2, 2025 | STP Employees Federal Credit Union | A.B. Federal Credit Union |
| Dec 1, 2025 | Heights Auto Workers Credit Union | Credit Union 1 |
| Dec 1, 2025 | Ucb Investments Inc. | United Community Bank |
| Dec 1, 2025 | District 123 Federal Credit Union | Illiana Financial Credit Union |
| Dec 1, 2025 | Lexington Ma Federal Credit Union | Common Trust Federal Credit Union |
| Dec 1, 2025 | Adelfi Credit Union | Adelfi Credit Union dba Christian Community Credit Union |
| Dec 1, 2025 | Loyola University Employees Federal Credit Union | Credit Union 1 |
| Dec 1, 2025 | First Coast Community Credit Union | Radiant Credit Union |
| Dec 1, 2025 | Crosspoint Federal Credit Union | Nutmeg State Financial Credit Union |
| Dec 1, 2025 | Plumbers 55 Federal Credit Union | Best Reward Federal Credit Union |
| Dec 1, 2025 | Family 1st Federal Credit Union | First Choice Federal Credit Union |
| Dec 1, 2025 | Ecco Credit Union | Harvesters Federal Credit Union |
| Dec 1, 2025 | Mountain Valley Federal Credit Union | Americu Credit Union |
| Dec 1, 2025 | TC Federal Bank | Colony Bank |
| Nov 23, 2025 | Mercer County Improvement Authority Federal Credit Union | Peoples Transport Federal Credit Union |
| Nov 21, 2025 | 1st Bank Yuma | Oneaz Credit Union |
| Nov 19, 2025 | State Bank of Medora | The New Washington State Bank |
| Nov 18, 2025 | Ameribank Holding Company | BancFirst Corporation |
| Nov 15, 2025 | Bankprov | Needham Bank |
| Nov 15, 2025 | Provident Bancorp, Inc. | NB Bancorp, Inc. |
| Nov 11, 2025 | Farmers State Bank | Campbell County Bank |
| Nov 11, 2025 | Members 1st Credit Union | Rogue Credit Union |
| Nov 8, 2025 | Great River Bancshares, Inc. | T & C Bancorp, Inc. |
| Nov 8, 2025 | The Hill-Dodge Banking Company | Town and Country Bank Midwest |
| Nov 8, 2025 | Bank of New Cambria | Regional Missouri Bank |
| Nov 7, 2025 | New Republic Partners, Inc. | American Bancorp, Inc. |
| Nov 7, 2025 | The Farmers Savings Bank | Civista Bank |
| Nov 4, 2025 | Citizens State Bank | Texas National Bank |
| Nov 3, 2025 | Philadelphia Letter Carriers Federal Credit Union | Eagle One Federal Credit Union |
| Nov 1, 2025 | CFSB Bancorp Inc | Hometown Financial Group, Inc |
| Nov 1, 2025 | 15 Beach MHC | Hometown Financial Group MHC |
| Nov 1, 2025 | Winter Park National Bank | Dfcu Financial |
| Nov 1, 2025 | HarborOne Bancorp, Inc. | Eastern Bankshares Inc |
| Nov 1, 2025 | Community Promise Federal Credit Union | North Central Area Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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