Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jan 1, 2025 | Credit Union Advantage | Zeal Credit Union |
| Jan 1, 2025 | H M S a Employees Federal Credit Union | Hawaii State Federal Credit Union |
| Jan 1, 2025 | Fisher Scientific Employees Federal Credit Union | Omega Federal Credit Union |
| Jan 1, 2025 | Hill Bank & Trust Co. | Columbus State Bank |
| Jan 1, 2025 | Telco Roswell New Mexico Federal Credit Union | Roswell Community Federal Credit Union |
| Jan 1, 2025 | Live Life Federal Credit Union | Credit Union 1 |
| Jan 1, 2025 | Cities Credit Union | Minnco Credit Union |
| Jan 1, 2025 | Bivins Federal Credit Union | Texan SKY Federal Credit Union |
| Jan 1, 2025 | Bedco Hospital Federal Credit Union | First Peoples Community Federal Credit Union |
| Jan 1, 2025 | Total Community Action Federal Credit Union | New Orleans Firemens Federal Credit Union |
| Jan 1, 2025 | Proctor Federal Credit Union | Centricity Credit Union |
| Jan 1, 2025 | Kingston Tva Employees Credit Union | Knoxville Tva Employees Credit Union |
| Jan 1, 2025 | Nextmark Federal Credit Union | Apple Federal Credit Union |
| Jan 1, 2025 | Tri State Area Federal Credit Union | Heritage Family Federal Credit Union |
| Jan 1, 2025 | City Co Federal Credit Union | Greater Pittsburgh Police Federal Credit Union |
| Jan 1, 2025 | Transwest Credit Union | Utah Community Federal Credit Union |
| Jan 1, 2025 | Chicago Municipal Employees Credit Union | Great Lakes Credit Union |
| Jan 1, 2025 | Mutual Savings Credit Union | Southern Energy Credit Union |
| Jan 1, 2025 | Empower Credit Union | Educators Credit Union |
| Jan 1, 2025 | Gorham Savings Bank | Maine Community Bank |
| Jan 1, 2025 | Muna Federal Credit Union | Singing River Federal Credit Union |
| Jan 1, 2025 | Pinnacle Federal Credit Union | Garden Savings Federal Credit Union |
| Jan 1, 2025 | Mississippi Central Federal Credit Union | Magnolia Federal Credit Union |
| Jan 1, 2025 | Piggott State Bank | FM Bank and Trust |
| Jan 1, 2025 | Team and Wheel Federal Credit Union | American Partners Federal Credit Union |
| Jan 1, 2025 | Astera Credit Union dba Astera Investment Services | Adventure Credit Union |
| Jan 1, 2025 | Independent Bank | SouthState Bank, N.A. |
| Jan 1, 2025 | Heartland Area Federal Credit Union | Omaha Federal Credit Union |
| Jan 1, 2025 | Illinois Community Credit Union | Credit Union 1 |
| Jan 1, 2025 | Cabot Boston Credit Union | Brightbridge Credit Union |
| Jan 1, 2025 | Triumph Financial Services LLC | TBK Bank, SSB |
| Jan 1, 2025 | American Bancorp of Illinois, Inc. | Solvtrust Financial Corp. |
| Jan 1, 2025 | Gorham Bancorp, Inc. | Maine Community Bancorp, Inc. |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
Explore: all mergers · 2025 bank events · browse by acquirer · bank failures · all events