Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Feb 2, 2025 | J.P. Morgan Mortgage Acquisition Corp. | JPMorgan Chase Bank, N.A. |
| Feb 1, 2025 | Heartland Banccorp | German American Bancorp, Inc. |
| Feb 1, 2025 | Traditions Bancorp Inc | ACNB Corporation |
| Feb 1, 2025 | DFG Holdings, LLC | WFC Holdings, LLC |
| Feb 1, 2025 | HTLF Bank | UMB Bank, N.A. |
| Feb 1, 2025 | Traditions Bank | ACNB Bank |
| Feb 1, 2025 | Peoples Bank of Middle Tennessee | First Commerce Bank |
| Feb 1, 2025 | Catskill Hudson Bank | Hudson Valley Federal Credit Union |
| Feb 1, 2025 | Heartland Financial USA, Inc. | UMB Financial Corporation |
| Feb 1, 2025 | Nestle (Freehold) Employees Federal Credit Union | First Financial Federal Credit Union |
| Feb 1, 2025 | Watsonville Hospital Federal Credit Union | Corrections Federal Credit Union |
| Feb 1, 2025 | Tucson Old Pueblo Credit Union | Idaho Central Credit Union |
| Feb 1, 2025 | Heartland Bank | German American Bank |
| Feb 1, 2025 | A C U Credit Union | University Credit Union |
| Feb 1, 2025 | Elgin State Bank | Farmers Savings Bank |
| Feb 1, 2025 | Safeamerica Credit Union | Nuvision Federal Credit Union |
| Feb 1, 2025 | North County Credit Union | Cabrillo Credit Union |
| Feb 1, 2025 | Atlantic Financial Federal Credit Union | Freedom of Maryland Federal Credit Union |
| Jan 31, 2025 | SSB Community Bancorp MHC | Peoplesbancorp, MHC |
| Jan 31, 2025 | Eaton Employees Federal Credit Union | Electrical Federal Credit Union |
| Jan 31, 2025 | (unnamed) | Kendall Bank |
| Jan 18, 2025 | The Marblehead Bank | The State Bank and Trust Company |
| Jan 18, 2025 | Marblehead Bancorp | SB Financial Group Inc |
| Jan 16, 2025 | Irs Buffalo Federal Credit Union | Great Erie Federal Credit Union |
| Jan 11, 2025 | The Piedmont Bank | United Bank |
| Jan 11, 2025 | Stockmens Bank | Citizens Alliance Bank |
| Jan 11, 2025 | Piedmont Bancorp, Inc. | United Bankshares, Inc. |
| Jan 10, 2025 | Southwestern Bancorp, Inc. | Liberty Capital BANCSHARES. Inc. |
| Jan 3, 2025 | Wisconsin River Bank | Farmers & Merchants Union Bank |
| Jan 2, 2025 | Ouachita Valley Health System Federal Credit Union | River Valley Community Federal Credit Union |
| Jan 2, 2025 | Oakdale State Bank | Murphy-Wall State Bank and Trust Company |
| Jan 2, 2025 | Northway Bank | Camden National Bank |
| Jan 2, 2025 | Northway Financial, Inc. | Camden National Corporation |
| Jan 1, 2025 | Gorham Bancorp, MHC | Maine Community Bancorp, MHC |
| Jan 1, 2025 | Independent Bank Group, Inc. | SouthState Bank Corporation |
| Jan 1, 2025 | Main Street Bancorp, Inc. | 1870 Holdings, Inc. |
| Jan 1, 2025 | Saratoga National Bank and Trust | Arrow Bank N.A. |
| Jan 1, 2025 | Piggott Bankstock, Inc. | Farmers Bancorp Inc. |
| Jan 1, 2025 | Winston-Salem Federal Credit Union | Self-Help Credit Union |
| Jan 1, 2025 | T. E. S. Regional Healthcare Federal Credit Union | Post Office Employee Federal Credit Union |
| Jan 1, 2025 | Nekoosa Credit Union | Valley Communities Credit Union |
| Jan 1, 2025 | Aps Federal Credit Union | Frick Financial Federal Credit Union |
| Jan 1, 2025 | Bankwest of Kansas | The Bank |
| Jan 1, 2025 | Northwest Bank & Trust Company | Time Bank |
| Jan 1, 2025 | Ne Pa Community Federal Credit Union | Utilities Employees Credit Union |
| Jan 1, 2025 | Providence Federal Credit Union | Consolidated Federal Credit Union |
| Jan 1, 2025 | Knoll Employees Credit Union | A a C Credit Union |
| Jan 1, 2025 | Electro Savings Credit Union | Communityamerica Federal Credit Union |
| Jan 1, 2025 | First State Bank of Sauk Centre | Pine Country Bank |
| Jan 1, 2025 | United Investors Federal Credit Union | Mid-State Federal Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
Explore: all mergers · 2025 bank events · browse by acquirer · bank failures · all events